Statistics tell us 50% of small businesses fail in the first four years. And the reasons are multiple, from the lack of managerial experience to the lack of finances. Starting a business on your own comes with significant risks. There’s a substantial probability you will…
Our articles can be viewed by the categories listed below, or by levels, 100-Level (Novice), 200-Level (Intermediate), or 300-Level (Advanced). Earn Money Invest Money Save Money Manage Debt Money In Everyday Life Money and Relationships Insurance Estate Planning Retirement Planning Money In Business Reviews and…
We’re excited to introduce you to Deanna today! She has a lot to share about how she’s faced addiction and bankruptcy. And now has plans to reach financial independence after getting clean and gaining control of her finances. If you’ve ever thought it’s too late…
In December 2017, Congress passed a new bill called the Tax Cuts and Jobs Act that made some big changes to the tax code. Many taxpayers were concerned about specific proposals in early versions of the bill. One particular area of concern was how the…
I got married right out of college to my high school sweetheart. Both of us were broke after graduation, but fortunately, our combined student loan debt was less than $10,000. We chose to have a small wedding because we wanted to get married right away….
You’ve probably seen pictures of people lounging in over-the-water bungalows sipping tropical drinks while claiming they’re traveling to expensive vacation destinations for little to no money. At first, you might’ve thought it was a scam. Then you heard about using credit cards to do something…
When you scroll through social media during the summer or the holidays, you’ll probably see pictures of your friends or extended family enjoying a vacation. Whether they’re lounging on the beach at an all-inclusive resort, kissing in front of the Eiffel Tower, or smiling while…
We’re excited to introduce you to Lisa! She’s learned the importance of “saving herself” and being mindful and content. And just because Lisa is a high earner, doesn’t mean she doesn’t have money challenges. We think you’ll enjoy her story and find some inspiration for…
Today we’re excited to introduce you to one fine lady! Mrs. Groovy has a lot to share about how she and Mr. Groovy started late but still retired early. We think you’ll enjoy her story and find some inspiration for your own financial journey! Inspiring…
While it’s sometimes thought that trusts are only for the wealthy, a living trust can be useful and serve as a practical tool for the rest of us, too. But what is a living trust? And how do you know if you need a living…
Today we’re excited to introduce you to Kara! She shares about building her business and creating a financial community for women. We think you’ll enjoy her story and find some inspiration for your own financial journey or entrepreneurial ideas! Feel free to ask her any…
We get it. Life insurance is not a fun topic. The thought of it might make your eyelids heavy or evoke a bit of panic, but it’s a necessary component of a fiscally sound household. Think you don’t need it because you’re young and single?…
You’ve probably heard the mantra “hope for the best, prepare for the worst.” This is true when it comes to having an emergency fund. As much as we can hope for the best, we are going to face emergencies from time to time. This makes…
When I was married, waaay back in the day, I was working as a teacher in a suburb on the outskirts of Melbourne in the west. It wasn’t where I grew up, (I’m a Bayside girl from the other side of town), but it was…
I love my sister very much but I just couldn’t take it anymore. And before you start throwing around “blood is thicker than water” and “family comes first” I have another saying for you. “If you’re not part of the solution, you are part of…
If you’re at all tuned into the personal finance space, you’ve probably heard the term net worth thrown around from time to time. People seem pretty concerned with how to grow net worth too. If you’re not 100% sure what it is, don’t worry. You’re…
Inspiring Money Stories: Doris 1. Introduce Yourself to the WwM Readers! My name is Doris Belland, and I’m a financial literacy educator, and author of the book Protect Your Purse, Shared Lessons for Women: Avoid Financial Messes, Stop Emotional Bankruptcies, and Take Charge of Your…
The Journey To Launch Podcast is hosted by Jamila Souffrant, a wife, mom of three, and a Certified Financial Education Instructor (CFEI). On her podcast, she explores saving, budgeting, investing, wealth building, entrepreneurship, and early retirement. Jamila is also the personal finance expert on a…
Women Who Money is all about helping readers of all levels understand and manage their personal finances. Key to this concept is understanding how and where you spend, in order to track, monitor, manage, and improve your finances. Research shows that nearly half of Americans…
Getting really sick or hurt while uninsured is a concern for millions of people. Delaying treatment because of the fear of not being able to pay for medical care is a genuine concern. Going without health insurance coverage (even for a short period of time)…
Today we’re excited to introduce you to Jenny! She’s a wife and mom with a career, who’s creating many ups after enduring quite a few downs. We think you’ll enjoy her story and find some inspiration for your own financial journey. If you’d like to…
Do you ever feel defeated when it comes to saving money? You want to save, but find yourself waiting for the next payday so you can cover monthly expenses. Are you tired of living paycheck to paycheck? The Paycheck – Spending Cycle According to a…
Today we’re excited to introduce Mrs. Smelling Freedom! She’s a GenX wife, mom, entrepreneur, and employee. She shares the story of building a business and then selling it and going back as an employee. She shares great suggestions on finding your passion and letting everything…
So, you’ve thought about it for hours. And hours. You’ve weighed the pros and the cons. You’ve made up your mind. Excitement is at its peak. You’re doing it: you’re going freelance. Your mind is probably racing at 100 miles per hour, and you think…
Today we’re excited to introduce Hayley! She’s a Millennial mom with active young boys and a home-based business. She shares many interesting tidbits with us from lessons she learned from her parents to a cross-country move with her family. If you’d like to be considered…
Teaching kids the value of a dollar is one thing. Teaching them the value of tens of thousands of dollars is something else entirely. Yet, by the time children reach their teenage years, they will very likely be facing four, five, and even six-figure financial…