Search Results for: debt

Items to Stop Buying to Save Money and Curb Clutter
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Items to Stop Buying to Save Money and Curb Clutter

We live in a world filled with alluring advertisements and seemingly indispensable products. So, it’s no wonder we sometimes buy things we don’t need and regret it later. In a survey on buyer’s remorse, Americans attributed online shopping regrets to persuasive advertising and irresistible low…

Everyone says that I should pay off my mortgage before I retire. What if I can’t?
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Everyone says that I should pay off my mortgage before I retire. What if I can’t?

There are few maxims in personal finance more beloved than “You should have a paid-off house in retirement.”  Whether they actually happen in real life or are just the stuff of legend, the dream of a middle-aged homeowner hosting a mortgage-burning party persists. But let’s…

Three Tips for Staying Positive About Your Financial Future
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Three Tips for Staying Positive About Your Financial Future

Even if you are a natural optimist, there may be times when your financial future will seem dim to you. The cause could be as dramatic as a job loss or a medical emergency that completely upends your financial plans.  It may be the sudden…

Save Now, Play Later: Adopting a ‘save up for it’ philosophy vs. BNPL
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Save Now, Play Later: Adopting a ‘save up for it’ philosophy vs. BNPL

Buying now and paying later when shopping online has become America’s new way to pay—a natural progression for a country that runs on credit. In fact, 60% of consumers use or have used the buy now pay later (BNPL) services for purchases, while 50% are…