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CIT Savings Builder: Is It A Good High-Interest Option?

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It’s been more than a year since I opened high-yield savings account online with Ally. After earning .01% APY on savings in my hometown bank and .10% APY from my credit union for decades, I’m finally making more money on my savings. If you haven’t taken time to compare your bank’s interest rates (and fees!) […]

Federal Funds Rate: What Is It And How Does It Affect You?

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You might have heard of the Federal Reserve and the terms federal funds rate, and discount rate.  But what do they mean? And more importantly, how do they affect you? The short answers are: The Federal Reserve is the central bank system providing financial services to banks and government entities. It does not provide services […]

Ally: One Of the Best Banks To Make Money On Your Money

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I made a really smart money move when I opened a savings and checking account at Ally. While they might not always have the highest INTEREST rates, they do always offer very competitive rates, making Ally one of the best online banks to make money on your money. I’ve earned more interest in the nine […]

Are Bank Bonuses a Good Way to Make Money?

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Trying to find ways to make extra money? Freelancing or working a part-time job is a good way to bring in some cash. Decluttering and selling items on sites like Facebook Marketplace, Offerup, or Poshmark is another option. Applying for credit cards with big sign-up bonuses could work – as long as you have a […]