It can be overwhelming to learn how to manage your money and build a financially secure future. Paying down debt, budgeting, tracking expenses, saving an emergency fund, and opening investment accounts take patience and focus. You’ve made good progress some months, but sticking to a…
You’ve decided it’s time to move in together. It’s a big step in your relationship, and you’re excited about the future. You’ll have to each decide which of your belongings you can share in your new place. Another thing you’ll have to figure out? How…
You remember talking as a teenager about how great it would be to move out of your parents’ house. Getting an apartment with friends or heading off to a college dorm – any place where you’d have some freedom and ability to make your own…
Many of us don’t think about retirement or saving for it until it’s too late. When we do save, we plan for money to cover rent, utilities, groceries, and insurance. However, many people overlook saving for healthcare costs in retirement. This is by far one…
It’s hard to describe the excitement you feel driving a brand new car home from the dealership. You might even get the same feeling from negotiating a great deal on a new, used car. For better or worse, car ownership is an essential aspect of…
Moving to a new house or apartment can be exciting. It can also be stressful, especially if you’re on a budget. Between the phone calls, paperwork, and heavy lifting, the time and money it takes to move adds up. But with a little planning, you…
Compensation in the form of free entertainment tickets, five-star dinners, reduced-priced trips, or gift cards for attending timeshare presentations might be worth a couple of hours of your time. But are vacation timeshares worth the money in the long run? While it might be hard…
You’re not alone, but being part of this crowd isn’t comforting. And it makes sense when you look at the statistics. Just a few years ago, about 60% of Americans reported having less than $1,000 in savings. And a full 20% admit they had nothing…
Everywhere you turn, you hear having a budget is the first piece of the financial stability puzzle. But how do you create a budget when your income varies month to month? If you’re self-employed or only earn commission, you know one month you can make…
You’ve budgeted for it for months. Now, finally, you’re in the store, buying your long-awaited (fill-in-the-blank: dishwasher, iPhone, smartwatch, used car). “Would you like an extended warranty with that?” you’re asked. Hmmm. “Do I?” you think. Typically, extended warranties are a relatively low-cost add-on to…
There’s no denying we love our pets. They’re even considered family members by many owners. With 68% of all households in the United States owning at least one pet, it won’t surprise you plenty of money is spent on our furry, feathery, and scaly friends….
You wonder how much insurance will cover when a reminder for your next dentist appointment pops up on your calendar. You can’t sleep because of a toothache, but insurance coverage through your new job doesn’t start for weeks. You’ve put off routine cleanings the last…
You started out designing t-shirts for a family reunion. Before you knew it, requests for other designs were trickling in. Does this sound familiar? Maybe it isn’t graphic design. Perhaps it’s dog walking, babysitting, reselling, or crafting. If you’re like most people, you have a…
Is reducing debt and saving for the future on your to-do list? Then you’ve come to the right place. If you’re ready to start managing your money more effectively, check out our top beginner articles on taking control of your personal finances. You’ll learn about…
Each time you’ve pulled out your credit card this month, it’s bothered you more. This was supposed to be the year for starting a budget, building an emergency fund, and quitting living paycheck to paycheck. But your New Year’s resolution to take control of your…
According to the Kaiser Family Foundation, $3.8 billion in retail prescription drugs were filled at pharmacies in the United States in 2019. If you’re generally healthy, have good insurance, and only need to fill a prescription a few times a year (or less), you may…
An unfair truth of life: if you lost the DNA vision lottery and need corrective lenses, not only do you have to deal with the hassle of eye exams, glasses, or contacts, you have to pay for it, too. We at Women Who Money understand…
Quite simply, the cost of living (COL) is what you pay to cover the basics to live, such as housing, food, utilities, etc. Since it’s not your imagination and it really does cost more to live now than it did for previous generations, would it…
This review was completed by Vicki, one of the co-founders of Women Who Money and Women’s Money Talk. She is a member of her community YMCA and has been for the last twenty years. YMCA’s offer different programs based on their facilities, so this overview…
You are going through a divorce or your long-term relationship is ending, and you’re soon facing moving out of your current home. But you’re not sure if you should purchase a house, lease an apartment, move in with friends, or go back and live with…
Personal Capital is high on our list of must-have tools for managing your finances. Whether you DIY your financial planning and utilize a robo advisor, or seek portfolio management from a firm with financial advisory services, PC has something (or many things!) for you. This…
![Home DIY Projects You Can Tackle [and when not too]](https://womenwhomoney.com/wp-content/uploads/2018/07/home-diy-projects-1-768x403.jpg)
If you’re thinking about a home project or renovation, you’ve probably thought about doing it yourself. All the popular home DIY shows make it look easy and even fun! It’s only human to want to save money, learn new skills, tap into your creativity and…
If you have a child in daycare or if you’ve started researching the cost of it, you’ve probably experienced some stress in finding affordable quality childcare. Childcare costs depend on many factors, and even though there are things you can do to save money, working…
Insurance is one of those bills you pay that can seem like a waste. Until you need it! If you have a car, you probably have auto insurance, as most states require it. But do you know what your car insurance covers? Do you understand…
As women, we know children are a blessing. We relished the anticipation of all the cooing and codling of our sweet new bundle of joy. We tried not to stress about the exorbitant costs associated with hiring someone to care for him or her once…
Women Who Money is all about helping readers of all levels understand and manage their personal finances. Key to this concept is understanding how and where you spend, in order to track, monitor, manage, and improve your finances. Research shows that nearly half of Americans…