Do you want to improve your health, but don’t want to spend a ton of money? The good news is you can stay healthy and fit – and save some cash too. Maybe you have money goals, and a gym membership or health program doesn’t fit into your budget. Or, perhaps it fits your budget, […]
healthcare
Health Savings Accounts: Pros, Cons and Contribution Limits of HSAs In 2020
During health plan or open enrollment time, your place of employment probably looks like many others. There are lots of “water cooler” conversations about different plans, past experiences, deductibles, and copays. Health savings accounts or HSAs are drawing your attention, and you want to learn more. Let’s say last year you spent $8,000 on the […]
What Should Others Know if Something Bad Happens to Me?
You’ve heard the saying, “hope for the best but prepare for the worst,” and maybe you’ve taken it to heart. You’re getting ready to buy life insurance and researching disability insurance plans. Perhaps you’ve even written down some information on ‘in case of emergency documents’. But it’s all you’ve managed to do, in terms of […]
How to Best Help Aging Parents Financially?
Whether you’re just starting to take control of your finances or already working toward financial independence, you might also be thinking about a common financial fear – your aging parents and their money. Are they financially prepared for retirement? Is their retirement plan to just keep working? Will they need your financial help? The answers […]
How Can Smart Technology Save Me Money on Insurance?
In the past decade, technology solutions helping consumers save money have expanded into numerous industries, including cars, homes, and health insurance. Many Americans now demand tech-based ways to reduce costs, and they’re willing to switch companies to get them. As a response, insurance companies are offering more ways for customers to use technology and save […]
Healthcare Costs in Retirement – Avoid These Big Mistakes
Many of us don’t think about retirement or saving for it until it’s too late. When we do save, we plan for money to cover rent, utilities, groceries, and insurance. However, many people overlook saving for healthcare costs in retirement. This is by far one of the biggest mistakes you can make during your time […]
How Can I Save Money on Prescription Medications?
According to the Kaiser Family Foundation, $3.8 billion in retail prescription drugs were filled at pharmacies in the United States in 2019. If you’re generally healthy, have good insurance, and only need to fill a prescription a few times a year (or less), you may not worry about how to save money on prescription medications. […]
Open Enrollment Time: What do I need to do?
It’s that time of year again. You’re getting emails from human resources talking about the upcoming Open Enrollment period. There are copies of different insurance plans and their costs available for review. You also hear people discussing their current health insurance plans and how they want to review other programs your employer offers. If you […]
What Important Documents Should I Keep and for How Long?
Are you one to set the mail on the counter when you get home from work? Most of it is junk anyway right? You know you need to take care of the bills and important documents but you keep putting it off, and the pile keeps growing. Eventually, you pay the bills. But then you […]
How Much is My Employee Benefits Package Worth?
You just got the call you’ve been waiting for, and they offered you the job! Before you rush to accept, it’s important to make sure you know what you agree to. You may have discussed the salary in the interview but do you understand the value of the employee benefits package coming with the position? […]
What Happens if I Get Sick or Hurt While Uninsured?
Getting really sick or hurt while uninsured is a concern for millions of people. Going without health insurance coverage (even for a short period of time) puts you at serious financial risk. Should you get sick or injured and need to see a doctor, receive therapist services, take prescription medication, or require emergency room (ER) […]
