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What Is A Money Story And How Can It Affect Your Finances?

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If I had more money, ____ wouldn’t be a problem. I work hard. I deserve that new _____. I’ll never be able to pay off this debt. I can’t earn enough to get ahead. I need X amount of money to have peace of mind. I’m a cheapskate. Spending money on things for yourself is […]

How Can You Use Values To Make the Best Money Decisions?

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What’s most important to you? What do you value most in life? Do your actions each day line up with what you say matters most to you? Do you spend your time and money in ways that support your values? Whether you realize it or not, your bank and credit card statements tell a lot […]

Are My Financial Fears Common? [How to Overcome 17 Money Worries]

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You probably didn’t stress out about money as a kid. If you got an allowance, earned money, or received cash as a gift, it usually meant you could buy something you wanted. Even if your parents made you save part of it or set aside money to donate to others, spending money was exciting and […]

SmartPath: A Sales-Free Digital Financial Coaching Program

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If you’re struggling in the paycheck to paycheck cycle or have financial goals you can’t prioritize or stay motivated to meet, a SmartPath financial coach could be your answer. Financial coaches empower clients to save more, pay down debt, and improve their credit scores. They provide straightforward steps to help you master budgeting, pay off […]

How Does Being Wealthy Differ From Being Rich? Can You Be Both?

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Do you want to be rich? Or would you prefer to be wealthy instead? Most people consider rich and wealthy as the same thing. But contrasting them and considering what they mean on a deep level can make a difference in your finances. In simple terms, being rich is having the ability to spend lavishly […]

Save Money, Ditch Debt, Build Wealth – Clever Girl Finance [Book Review]

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This review of Bola Sokunbi’s book, Clever Girl Finance- ditch debt, save money, and build real wealth is by Vicki, co-founder of Women Who Money and Women’s Money Talk. When you’ve been reading about personal finance for more than a decade, you might think there isn’t much new you can learn. But I always enjoy […]

Is Hiring A Coach Worth The Money? (And Do I Need One?)

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You’re ready to make a significant change or to improve some part of your life. But you’re struggling to do it on your own. You’re finding it challenging to stay on top of “all the things” to know or with motivation or mindset to reach your goal. Whether the changes we want to make or […]

How Do I Adopt An Abundance Mindset and Why Is It Important?

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As you navigate day-to-day life, you face plenty of challenges. Dealing with issues at work, at home, or with personal situations can be a real struggle. Another thing you might find difficult is accepting responsibility for your happiness and success. While you do plenty of things right, you may not realize you’re setting up barriers […]

Is It Better To Donate Time Or Money To A Charity?

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You want to do good in the world. That’s incredible. What’s even more beautiful is you’re not alone. In 2018, both volunteering and charitable giving of time and money broke records. Over 77 million American adults engaged in donating time in 2018. During the same year giving topped $400 billion for the very first time. […]

Is Side Hustling To Make More Money Really A Good Idea?

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Whether you want to stop living paycheck to paycheck, stash more money in your emergency fund, or boost your retirement savings – earning extra income is top of mind. You know it will require trading time for money, and you wonder if it’s worth it. Everyone seems to have some kind of “side hustle.” But […]

What Is A Financial Mission Statement? Why And How Do I Create One?

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Staying focused on your financial goals can be difficult. You know what they are. And you know you’ll be better off if you stick to them. But you also have a lot going on in your life. It can be hard to remain dedicated to something just floating around in your head. If you’re feeling […]

Start Your Side Hustle In High Gear With The Freelance Toolkit

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Side hustling outside of your full or part-time employment can supplement your income greatly and even grow into a full-fledged business allowing you to quit that day job. That’s what it’s done for our friends Julie from FIRE Drill Podcast and Cody from The FI Show. Cody earned enough to walk away from his desk […]

What Money Games And Activities Are Best For Teens?

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When it comes to teaching kids about money, we know starting early is a smart decision! There are terrific resources to help young children learn their first financial lessons. But what can we use to teach older kids and teens about money? Improving teens’ financial literacy is incredibly important. A 2017 study released by the […]

Women with Money, by Financial Expert, Jean Chatzky [Book Review]

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Whether the headline of the day is about the gender pay gap, the gender investing gap, or the risks to our retirement – there’s no shortage of news about women and money. We already knew women tend to take more time out of the workforce to care for our children and aging relatives. And we’re […]

Know Your Worth, Get Your Worth: Salary Negotiation For Women [Book Review]

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While it’s disheartening to read women still earn $.80 in the workplace for each $1 earned by a man, women are not powerless to change their own earning situation. Olivia Jaras, who wrote Know Your Worth, Get Your Worth: Salary Negotiation For Women is a salary negotiation expert whose passion is helping women receive fair […]

Is A Gym Membership Worth It Or A Waste Of Money?

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You’re working hard to pay down debt, build an emergency fund, save for your children’s college years, or fund your retirement. (Maybe all of those!) You’re also determined to improve your health and reduce stress too. But when you pay your gym membership each month, you ask yourself if you’re wasting money you could be […]

Should I Make Resolutions, Set Goals, Or Build Positive Habits?

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A new start. A fresh beginning. Time to turn the page. Whatever words you use to describe the ushering in of a new year, it’s that time again – Happy New Year! A time when many people focus on making positive changes in their lives. Do you make New Year’s resolutions? Have you shifted to […]

Is Attending A Professional Conference Worth It?

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Today, more than ever, it’s clear that keeping your skills up to date is a must to remain competitive in the business world. Having the latest ideas and technologies in your arsenal will improve your chances of earning a promotion or pay raise and truly excelling in your profession or business. Moreover, updating your skills […]

Spending Money On Getting Fit: A Review Of The YMCA

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This review was completed by Vicki, one of the co-founders of Women Who Money and Women’s Money Talk. She is a member of her community YMCA and has been for the last twenty years. YMCA’s offer different programs based on their facilities, so this overview covers programs offered in her local Y. Check with the […]

Hustling For Money: How Do I Determine the Best Side Gig?

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The lure of earning extra money has you considering a side gig. But you’re still unsure if the extra cash is worth the additional time and effort. Plus, many days there’s not much ‘hustle’ left in you after a long day at the office or chasing after the kids. You could certainly benefit from the extra […]

What Can You Accomplish In A Year?

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Do you have an idea to explore or a desire to do something but still find yourself procrastinating? Then we challenge you to not only consider what you can accomplish in a year but actually take steps today to start on your way. There will be moments you think you’ll never figure things out and […]

Is Work-Life Balance Making Your Credit Card Debt Worse?

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Work-life balance is not a new concept; everyone feels the pull between home and work. In a never-ending quest for the perfect work-life balance, however, we end up hurting ourselves. Let’s look at this issue through the lens of another, seemingly unrelated issue: scarcity mindset. When we look at the quest for balance in this […]

Going Freelance? Do These Things Before Diving In

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So, you’ve thought about it for hours. And hours. You’ve weighed the pros and the cons. You’ve made up your mind. Excitement is at its peak. You’re doing it: you’re going freelance. Your mind is probably racing at 100 miles per hour, and you think there are a million things you need to do before […]

Looking For A Great Money Podcast? Check Out FIRE Drill!

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This week we’re highlighting a hugely popular podcast by two Millennial women in the personal finance community – The FIRE Drill Podcast. Teaming up as co-hosts are Gwen, the 27-year-old blogger behind the Fiery Millennials, who recently left her corporate job to become her own boss, along with J from Millennial Boss.  J is another 20-something […]

What Money Games And Activities Are Best For Kids?

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Parents and caregivers may wonder when to start teaching young kids about money. Although there is no “right” time, starting early makes the most sense! Even at two or three years of age, children can start learning about money through your everyday family activities. Going to the store and talking about buying groceries or clothes […]