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How Much Should We Save for Our Kid’s Education?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

As a parent, we always want to do what’s best for our children. Paying for a college education is a difficult choice to make for several reasons. But, no one wants their kids to be weighed down with tens of thousands of dollars of student loan debt either. Sure, you can wait until your kid […]

How Can You Make Managing Your Money More Fun?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

What if saving money and investing for the future could be fun? Or at least, not so daunting or stressful? Managing money can be more motivating – even enjoyable – when you gamify it. At the very least, gamifying gets you started on the right path. And starting is half the battle.  Gamifying your money […]

The Best Ways To Save On Back-to-School Shopping

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

The COVID-19 pandemic is affecting our lives in numerous ways. The uncertainty and change in routine are also impacting back-to-school shopping – one of the biggest retail seasons of the year. As some parents plan for a fairly typical start to the school year, many students are starting school fully online or with hybrid in-school […]

What is the 52 Week Savings Challenge? [+ Ways to Spice it up!]

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

Have you heard of the 52-week savings challenge? The concept is simple. In the first week, you save $1. In the second week, you save $2. You then continue saving one extra dollar every week until you save $52 in the 52nd week. At the end of this savings challenge, you’ll have saved $1,378 in […]

What Should An Emergency Budget Include? [Adjusting Finances in a Time of Crisis]

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

What’s your plan if you lose your job? What will you do if your work hours get reduced? What happens if you lose your child care? These aren’t easy (or fun) questions to answer. Yet everyone should think about what they would do in a financial emergency.  Whatever the situation, you would need to take […]

CIT Savings Builder: Is It A Good High-Interest Option?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

It’s been more than a year since I opened high-yield savings account online with Ally. After earning .01% APY on savings in my hometown bank and .10% APY from my credit union for decades, I’m finally making more money on my savings. If you haven’t taken time to compare your bank’s interest rates (and fees!) […]

Federal Funds Rate: What Is It And How Does It Affect You?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

You might have heard of the Federal Reserve and the terms federal funds rate, and discount rate.  But what do they mean? And more importantly, how do they affect you? The short answers are: The Federal Reserve is the central bank system providing financial services to banks and government entities. It does not provide services […]

What Is Tax-Loss Harvesting And How Can It Save You Money?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

There are many facets to investing. One thing all investors will not want to overlook is the tax consequences that come with being a successful investor. Because all net profits made from investments sold in taxable brokerage accounts come with tax liability, your investment strategy should consider the consequences. To reduce tax liability, a strategy […]

Important Financial Rules of Thumb: What To Know [And Ignore]?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

From a financial perspective, living today and planning for the future are difficult tasks. It takes work to figure out how to allocate our earnings both for our current needs and for investing in our futures, including retirement. Luckily, we can learn a lot from all those who’ve already done it. If we follow some […]

How Does Groupon Work? [Will It Save Me Money?]

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

Whether you’re trying to stick to a budget, top off a sinking fund, or put money toward another savings goal, you always look for deals and new ways to save money. You’ve heard of Groupon but you’re not sure how it works. You also wonder if it will really save you money or if the […]

Needs vs. Wants: What is the Difference? [& How do You Afford Both?]

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

One of the most common pieces of financial advice is to focus on needs instead of wants. Knowing how to prioritize your needs over your wants truly is an effective starting point. But to take that first step, you need to understand the difference between them. Let’s review how to evaluate your needs versus wants […]

Can I Save For Retirement While Helping My Kids & Parents?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

If you’ve asked yourself how you’ll save for retirement while also financially helping your kids and parents, you’re not alone. A few years ago, the Pew Research Center reported that almost half of all adults in their 40’s or 50’s were either raising a child or supporting a grown child, while also helping a parent […]

Costco Optical Center Review: Can You Trust Your Vision To Costco?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

You might know Costco as a membership warehouse club, providing brand-name, quality merchandise at favorable prices. But do you know about all the specialty departments and exclusive member services, they provide at hundreds of locations worldwide. In this article, we’ll be describing and reviewing Costco’s Optical Department. While you do not need to be a member […]

ALDI Review: Is This Discount Grocery Store Worth Your Time?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

Shopping at ALDI discount grocery stores can definitely save you money. And their products get solid reviews. Is saving money by shopping at Aldi really worth your time? Read our review and then decide. The Women Who Money Team loves to save money shopping! We use cashback sites like BeFrugal, along with a variety of […]

Is Working With a Travel Agent Worth The Time And Money?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

Whether you have a real passion for travel or you only pack your bags on occasion, there’s work involved in planning a trip. With Google at your fingertips, it’s easier than ever to make your own travel plans. But is “DIY” travel planning always the smartest (and most frugal) move? It makes good sense to […]

What Does It Mean To Self-Insure And Can It Save Me Money?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

When you’re working on getting your financial house in order, it can be overwhelming to consider all the different insurance products you can (and sometimes are required to) purchase. To protect your financial future there’s insurance for your: Health Life Disability Vehicle Home Cell phone Pet Long-term care You can also buy flood insurance, extra […]

Financial Mission Statement: What Is It? Why And How Do I Create One?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

Staying focused on your financial goals can be difficult. You know what they are. And you know you’ll be better off if you stick to them. But you also have a lot going on in your life. You may be paying down debt, saving for college, helping out your aging parents financially, or catching up […]

What Are Sinking Funds and Are They Smart To Have?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

It can be overwhelming to learn how to manage your money and build a financially secure future. Paying down debt, budgeting, tracking expenses, saving an emergency fund, and opening investment accounts take patience and focus. You’ve made good progress some months, but sticking to a budget and saving money has been hard. Bills and expenses […]

Is A Money Market Account The Best Place For Your Savings?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

You prioritized your financial savings goals, opened a high-interest savings account, and even automated deposits to build an emergency fund. But now you’re hearing you may earn more money on your money by putting it into a money market account. What the heck is a money market account? Is it a savings account or an […]

Why Is It Important For Women To Invest And Not Just Save?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

You hear about people not saving enough for retirement on the news. Oodles of articles report on women living longer than men and the struggle many women have with money in their later years. Family members, friends, and online communities mention the importance of women investing and they encourage you to get started. You know […]

Is Joining A Warehouse Club Worth the Money?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

Whether you want to stop living paycheck to paycheck, build up reserves in your emergency fund, or max out your 401k contributions, you need to save money to focus on your financial goals. With the average price of food rising about 2% over the last year and understanding that grocery and household purchases are a […]

Get Every Cent Worth of Your Amazon Prime Membership

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

If you’ve ever bought anything online, chances are you’ve purchased something, at one time or another, from Amazon. Once limited to books and media back in 1994 when the now-famous Jeff Bezos founded it, Amazon currently sells, well, just about anything. So if you find yourself shopping regularly at Amazon, it can feel like a […]

AAA Membership: Is it Worth The Cost?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

Whether you own a new or used vehicle, there’s always a chance of having car trouble. It could be a dead battery preventing you from getting to work or a flat tire on your way home. You might lock your keys in the car, run out of gas in a traffic jam, or slide off […]

Is It Better To Sell Home By Owner Or Use Real Estate Agent?

Women Who Money is sponsored this month by Brian Brandow, the founder of Debt Discipline.com and the author of How to Rock Your Money

This page or article may contain affiliate links. Please read our Disclosure and Disclaimerfor more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you.

If you’re thinking about selling your home, you want to get the best price possible. Eliminating realtors’ commissions puts more money in your pocket. But does it make sense to sell your house without a realtor? Will it save you money in the long run? And how much work will it be? There are benefits […]