If you’re in debt, it can feel overwhelming. You may feel like you’ll always be indebted and that things will never get better. However, plenty of people have been where you are and have successfully gotten out of debt, and you can too. First, though, you have to stop digging the debt hole and stop […]
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Bad Investing Advice: What to ignore [and why]
Investing is an excellent way to build long-term wealth. But how do you decide the best way to invest? You might ask your friends or family for advice. Perhaps you see how billionaire investors, like Warren Buffet, choose their investments. Or, maybe you hire a financial professional for guidance. The problem is there is so […]
Best Ways to Save on Back-to-School Shopping
The COVID-19 pandemic is affecting our lives in numerous ways. The uncertainty and change in routine are also impacting back-to-school shopping – one of the biggest retail seasons of the year. As some parents plan for a fairly typical start to the school year, many students are starting school fully online or with hybrid in-school […]
Organize Your Google Drive with these Easy Steps!
Google Drive is an awesome tool for managing home, money or business tasks. It’s a great resource for Women Who Money! 🙂 It’s free (up to 15GB), convenient and syncs with all of your devices. Did I mention free? It’s a place to upload, create, organize, share, and store all of your electronic files. It’s […]
Are My Financial Fears Common? [Overcome 17 money worries]
You probably didn’t stress out about money as a kid. If you got an allowance, earned money, or received cash as a gift, it usually meant you could buy something you wanted. Even if your parents made you save part of it or set aside money to donate to others, spending money was exciting and […]
In What Ways Can I Cut Monthly Expenses and Reduce Spending?
You’re ready to tackle your debt. You need to save more. You want extra money to invest. Or you need to create an emergency budget. Whatever your money goal, you want to find the best ways to cut expenses so you can reduce spending today. Deciding on the optimal place to start can be a […]
How Does Groupon Work? [will it save me money?]
Whether you’re trying to stick to a budget, top off a sinking fund, or put money toward another savings goal, you always look for deals and new ways to save money. You’ve heard of Groupon but you’re not sure how it works. You also wonder if it will really save you money or if the […]
What is Impostor Syndrome and Can it Affect My Finances?
You get an acceptance letter from your “reach” college. You land your dream job. Your annual review is glowing. You ace a challenging certification exam. You get a promotion at work. Your small business is thriving. These are all examples of times when you should feel excitement and pride for your hard work, dedication, and […]
Is it Better to Donate Time or Money to a Charity?
You want to do good in the world. That’s incredible. What’s even more beautiful is you’re not alone. In 2018, both volunteering and charitable giving of time and money broke records. Over 77 million American adults engaged in donating time in 2018. During the same year giving topped $400 billion for the very first time. […]
Start a Side Hustle in High Gear With the Freelance Toolkit
Side hustling outside of your full or part-time employment can supplement your income greatly and even grow into a full-fledged business allowing you to quit that day job. That’s what it’s done for our friends Julie from FIRE Drill Podcast and Cody from The FI Show. Cody earned enough to walk away from his desk […]
Is a Backdoor Roth IRA Right for Me?
When it comes to retirement savings accounts, there are several options available. But your choices for individual retirement accounts can seem limited if you’re a high-income earner. This is especially true when you look at the Roth IRA. A Roth IRA (Individual Retirement Account) is an excellent way to save for retirement. Though you pay […]
Tipping: When and How Much?
When it comes to tipping, there are no hard and fast rules. And everyone does it differently. As a customer, you’re left wondering – when should you tip? Who should you tip? How much? And what if you don’t have any cash? Below is a general reference for when and how much to tip to […]
How Can I Make (and Save) Money With Spring Cleaning?
While having a clean house and sprucing up your yard might be your goals, have you considered that you can make money with spring cleaning too? As you make your house sparkle, items you no longer use or need can be heading to a new owner by selling or donating them. You might even save […]
Prevent Identity Theft: Best ways to keep your family safe
Thanks to data breach after data breach, online security and identity theft are at the forefront of most adults’ minds. Most of us work pretty hard to keep ourselves safe online. We log out of public computers after using them. We create different usernames. And we change our passwords regularly. We even resist the urge […]
Women with Money, by Financial Expert, Jean Chatzky [Book Review]
Whether the headline of the day is about the gender pay gap, the gender investing gap, or the risks to our retirement – there’s no shortage of news about women and money. We already knew women tend to take more time out of the workforce to care for our children and aging relatives. And we’re […]
What Common Tax Mistakes Are Made When Filing Returns?
Preparing your own tax return can feel like a very bold endeavor. When it comes to filing simple short-form returns, there is less chance of making significant errors. These types of returns are pretty straight forward and require you to provide very little information. While you should proceed with care and caution, you are likely […]
Is it Worth the Money to Have Someone Do My Taxes?
Whether you’re excited your last tax statements arrived or you’re dreading pulling all of your tax paperwork together, it’s time to do your taxes. Aside from wondering if you’ll owe the IRS or get a refund this year, you might also wonder if it’s worth the money to have someone else prepare your taxes. Either […]
Get Your Worth: Salary negotiation for women [Book Review]
While it’s disheartening to read women still earn $.80 in the workplace for each $1 earned by a man, women are not powerless to change their own earning situation. Olivia Jaras, who wrote Know Your Worth, Get Your Worth: Salary Negotiation For Women is a salary negotiation expert whose passion is helping women receive fair […]
What Are the Best Ways to Save on Dental Care?
You wonder how much insurance will cover when a reminder for your next dentist appointment pops up on your calendar. You can’t sleep because of a toothache, but insurance coverage through your new job doesn’t start for weeks. You’ve put off routine cleanings the last few years because you don’t have dental insurance and you’re […]
Raise.com Review: The Marketplace for Gift Cards
The Women Who Money Team uses different cashback and coupon sites, along with a variety of apps to save money when we shop in-store and online. This review of Raise – an online gift card marketplace, was written by Vicki. She’s been using Raise since December 2016. All of the Raise snapshots in this review […]
Tiller Money Review: A better way to manage money in 2021
If I had to name just two things that have helped my family more than anything else with our money management and financial plans, it would be tracking our spending transaction data and automation. When we first set out to take charge of our financial life and pay off our debt, we needed to find […]
Spending Money on Getting Fit: A Review of the YMCA
This review was completed by Vicki, one of the co-founders of Women Who Money and Women’s Money Talk. She is a member of her community YMCA and has been for the last twenty years. YMCA’s offer different programs based on their facilities, so this overview covers programs offered in her local Y. Check with the […]
Best Ways to Furnish a Home on a Budget
No matter your position in life – whether you’re just starting out and need pretty much everything for your first place or if the kids have left the nest and you need to replace some worn-out items – you want to spend wisely on furnishings. You’ll always love the couch from your parents’ family room, […]
What Should I Watch Out for When Buying a New Car?
New car models have hit the showroom floor, your current vehicle’s transmission just died, or your family expanded and it’s time to get a minivan. Whatever your reason for buying a new car, you’re hesitant about jumping into the whole vehicle shopping experience. You’re not alone. According to a 2016 study by Beepi Consumer Automotive […]
Airbnb or Hotel? What you need to know to decide
We’d be shocked if you haven’t heard of Airbnb, but as popular as this “gig economy” lodging option has become – almost two-thirds of travelers have never tried it. The Women Who Money Team wants to share honest reviews about products and services we’ve tried. With over 60% of people never having tried Airbnb, we […]
