There are few maxims in personal finance more beloved than “You should have a paid-off house in retirement.” Whether they actually happen in real life or are just the stuff of legend, the dream of a middle-aged homeowner hosting a mortgage-burning party persists. But let’s…
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When it comes to return on investment (ROI) for home projects, kitchen and bathroom renovations often come to mind. But, more than ever, people value landscaping and curb appeal over other home features. And according to the National Association of Realtors (NAR), landscaping projects are…
The decision to move a long distance can be life-changing. And while it’s exciting to think about a new job or locale, there’s also a lot of uncertainty. Uprooting your life to embrace new ventures can be challenging. And there’s a lot to consider when…
Why would you refinance a mortgage twice in just three years? My family went from a 15-year to a 10-year to a 30-year fixed mortgage in a short time. Here’s why we decided to refinance so many times. Starting with a 15-year Term In July…
When you set out to buy a home, you will be buying something that will most likely become one of the most significant assets in your personal asset portfolio. With so much of your net worth tied up in your home, it would be incumbent…
The standard route to homeownership is a single-family home, but that doesn’t mean it’s always the best choice! Maybe a condo or townhouse is a better fit for your budget, needs, and lifestyle. So, if you’re in the market for a new home, start by…
From the moment we became homeowners, we tackled DIY home projects. It all started with the pink bathroom in our first house. And from that point on, our skills and courage grew, and so did our DIY projects. Granted, we spent a lot of time,…
No matter how hard you try to keep feelings at bay, buying a home can be an emotional decision. And letting emotions influence a big financial decision can have unwanted consequences. The added pressure to find a forever home can allow emotions to run wild….