WomenWhoMoney

Helping Women Take Control of Their Finances

Join the community making money a verb

Get personal finance news, resources, and educational articles.

Privacy Policy
Home » Invest Money

Invest Money

Why and How Do You Diversify an Investment Portfolio?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

For decades, experts have warned Americans not to rely on Social Security as a viable way to support themselves during retirement. The Federal Government implemented Social Security in 1935 to provide Americans with some income to supplement their finances after retirement. But it was never intended to be a total solution. The best option Americans […]

Is Live In House Flipping a Good Real Estate Investing Strategy?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Live in house flipping is a real estate investing strategy that can certainly pay off – if you’re up for the challenge.  It’s a slower approach than traditional house flipping. But live-in flips have some unique advantages that can make them profitable.  With a live-in flip, you live in your investment – while you fix […]

Can You Make Money Investing In a Duplex and Renting Half Out?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Investing in real estate is a popular way for people to build wealth over time. Commercial real estate may interest more seasoned investors. But those who are just starting usually invest in single-family rentals or smaller multi-family properties.  House ‘hacking’ has also grown in popularity for those who are new to real estate investing. Making […]

Should You Pay Down Debt First Or Start Investing?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Getting ahead financially isn’t merely about earning more. It’s also about what you do with that money once you receive it.  Investing can help your net worth grow, but debt can eat away at it. That means most people understand they need to invest and pay down debt. But it leaves a lot of people […]

How Do I Choose A Good Financial Advisor? [10 Questions to Ask]

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

As you prepare to begin investing in the stock market, you may have plenty of questions. One thing you might wonder about is how to choose a financial professional.  You can ask family, friends, or co-workers for names of financial advisors they like and trust. Then, you’ll need to narrow down your choices and decide […]

How Can You Invest with Five Dollars (or less)?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Have you been wanting to invest but you don’t know where to start? Do you think investing is too complicated or too risky?  Are you one of the millions of Americans who can’t even fathom how you’d come up with extra money for investing?  Micro-investing could be the solution for all of these questions. Micro-investing […]

Real Estate Investment Clubs: Can I Benefit From Joining?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Pros and Cons of Real Estate Investment Clubs It seems like a lot of people you know or read about are trying to build wealth through real estate. Some buy houses to “flip” and others are buy-and-hold investors. There are investors only buying single-family rentals and others who seem to prefer purchasing multi-family homes.  Commercial […]

Becoming A Landlord: What Should I Know First?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

When you have financial goals, like college savings, retirement, or financial independence, becoming a landlord is an effective way to help you reach those goals.  Becoming a landlord through real estate investing is often described as a relatively passive source of income. In other words, it’s a way to make money without a whole lot […]

Donor-Advised Funds: Are They the Best Way to Give?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Donor-advised funds. Everyone seems to be talking about them as a better way to give to charity. But what are they, exactly? Why have they become so popular and what are the benefits of setting up donor-advised funds for charitable giving?  You may be wondering if there’s any benefit to setting one up if you’re […]

Investment Policy Statement: What is It and How do You Write One?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Writing an investment policy statement (IPS) is one of the most important things you can do to build long-term wealth. It isn’t complicated or something that only people with a ton of investments do – writing an IPS is useful for everyone.  Your IPS will help you identify and define your long-term financial goals. It […]

How Do I Begin Investing In Stocks? [Stock Market Basics]

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Investing in the stock market can be an excellent way to grow long-term wealth. Some people think you have to be an expert or have a lot of money to start investing. But once you know the basics of stock market investing, you have what you need to begin. Below we outline the fundamentals to […]

Is Buying Rental Property In A College Town A Good Idea?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Whether you currently invest in real estate or are new to the idea, buying rental property in a college town might have crossed your mind. Much of the standard real estate investing advice applies to properties in college cities. But there are some key differences to consider before you start buying rental properties near a […]

Why Is Taking Some Financial Risk Important?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

No matter where you are on your financial journey, controlling your finances is one of the most important things you can do for your future.  While it’s challenging to break the cycle of living paycheck-to-paycheck or find money to invest when you’re supporting kids or helping aging parents, building your own financial house must be […]

What Is Tax-Loss Harvesting And How Can It Save You Money?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

There are many facets to investing. One thing all investors will not want to overlook is the tax consequences that come with being a successful investor. Because all net profits made from investments sold in taxable brokerage accounts come with tax liability, your investment strategy should consider the consequences. To reduce tax liability, a strategy […]

Are Precious Metals A Good Alternative Investment?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

Good investment advisers always promote the importance of investment diversification. While each investment market comes with inherent risks, the riskiest move of all would be putting all your investment dollars in one basket.  A lot of bad things have to happen in a short period for a well-diversified investment portfolio to suffer colossal damage. A […]

Worthy Bonds Review: A Worthy Investment At 5% Fixed Interest?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

In order to build wealth, you want your money making more money. If you keep your savings in a traditional bank, your money has less buying power over time due to low-interest rates and inflation. High-interest online savings accounts and Certificates of Deposit (CD’s) help, but the interest rate they pay hovers near the inflation […]

457(b) Plan: What Is It And Who Qualifies For One?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

There’s a good chance you’ve heard a lot of talk about retirement savings plans. In particular, most people are familiar with 401(k) plans. But if you work in the public sector, you likely won’t be able to get your hands on a 401(k). Instead, your employer probably offers a 403(b) option. Those retirement plans are […]

Robo or Traditional Financial Advisor, Which Is Better For You?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

At this point in time, there should be little doubt technology innovation continues to change the way we live our lives. But who would have thought the investment community would reach the point where automation plays a big part in helping us investors develop our portfolios? When not wanting to manage your investments yourself, you […]

What Should You Know As A Beginning Investor?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

It feels like you can’t go a minute without hearing someone mention the stock market, saving and investing for retirement, or preparing for a financially secure future. You’re constantly hearing about investment hype, doomsday forecasts, or the latest get-rich-quick-scheme. So, what are you to make of all this?  You want to build wealth and think […]

Holding A Mortgage: What Does it Mean And Can It Make You Money?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

You’ve worked hard to pay off your home. But the time has come to sell. Whether you’re upgrading, downsizing, or moving to a new state – you’re in the financial position to “act as the bank” for the new buyers. Holding a mortgage, also known as seller-financing or owner-financing, is an alternative investment option, and […]

Is Real Estate Investing A Good Way To Build Wealth?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

The answer to whether or not real estate investing is a good way to build wealth depends entirely on your definition of wealth. Your individual long and short-term goals, as well as your threshold for risk, are crucial factors in determining if investing in real estate is the right path for you. Let’s unpack that. […]

Is Investing In Fine Art Right For You? [A Masterworks Review]

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

This article is sponsored by Masterworks. All opinions are our own. Now that you’ve been investing in the stock market for a while, you’re thinking about diversifying into alternative investments. You might decide to start with peer-to-peer lending. Although investing in real estate or tax liens might interest you more. You can also buy gold […]

What Are Employee Stock Options and How Do They Work?

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees from qualifying purchases, at no additional cost to you.

While you might enjoy your job, there aren’t many people who wake every day and go to work just because they like it. Unless you’re financially independent, there’s a good chance one of your primary motivations for working is earning a paycheck and benefits. With the unemployment rate under 4% in the US, there’s plenty […]