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Real Estate Investment Clubs: How Can I Benefit From Joining?

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Pros and Cons of Real Estate Investment Clubs It seems like a lot of people you know or read about are trying to build wealth through real estate. Some buy houses to “flip” and others are buy-and-hold investors. There are investors only buying single-family rentals and others who seem to prefer purchasing multi-family homes.  Commercial […]

Becoming A Landlord: What Should I Know First?

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When you have financial goals, like college savings, retirement, or financial independence, becoming a landlord is an effective way to help you reach those goals.  Becoming a landlord through real estate investing is often described as a relatively passive source of income. In other words, it’s a way to make money without a whole lot […]

Donor-Advised Funds: Are They the Best Way to Give?

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Donor-advised funds. Everyone seems to be talking about them as a better way to give to charity. But what are they, exactly? Why have they become so popular and what are the benefits of setting up donor-advised funds for charitable giving?  You may be wondering if there’s any benefit to setting one up if you’re […]

Investment Policy Statement: What is It and How do You Write One?

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Writing an investment policy statement (IPS) is one of the most important things you can do to build long-term wealth. It isn’t complicated or something that only people with a ton of investments do – writing an IPS is useful for everyone.  Your IPS will help you identify and define your long-term financial goals. It […]

How Do I Begin Investing In Stocks? [Stock Market Basics]

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Investing in the stock market can be an excellent way to grow long-term wealth. Some people think you have to be an expert or have a lot of money to start investing. But once you know the basics of stock market investing, you have what you need to begin. Below we outline the fundamentals to […]

Is Buying Rental Property In A College Town A Good Idea?

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Whether you currently invest in real estate or are new to the idea, buying rental property in a college town might have crossed your mind. Much of the standard real estate investing advice applies to properties in college cities. But there are some key differences to consider before you start buying rental properties near a […]

Why Is Taking Some Financial Risk Important?

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No matter where you are on your financial journey, controlling your finances is one of the most important things you can do for your future.  While it’s challenging to break the cycle of living paycheck-to-paycheck or find money to invest when you’re supporting kids or helping aging parents, building your own financial house must be […]

What Is Tax-Loss Harvesting And How Can It Save You Money?

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There are many facets to investing. One thing all investors will not want to overlook is the tax consequences that come with being a successful investor. Because all net profits made from investments sold in taxable brokerage accounts come with tax liability, your investment strategy should consider the consequences. To reduce tax liability, a strategy […]

Are Precious Metals A Good Alternative Investment?

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Good investment advisers always promote the importance of investment diversification. While each investment market comes with inherent risks, the riskiest move of all would be putting all your investment dollars in one basket.  A lot of bad things have to happen in a short period for a well-diversified investment portfolio to suffer colossal damage. A […]

A Worthy Investment At 5% Fixed Interest? [Worthy Bonds Review]

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In order to build wealth, you want your money making more money. If you keep your savings in a traditional bank, your money has less buying power over time due to low-interest rates and inflation. High-interest online savings accounts and Certificates of Deposit (CD’s) help, but the interest rate they pay hovers near the inflation […]

457(b) Plan: What Is It And Who Qualifies For One?

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There’s a good chance you’ve heard a lot of talk about retirement plans. In particular, most people are familiar with 401(k) plans. But if you work in the public sector, you likely won’t be able to get your hands on a 401(k). Instead, your employer probably offers a 403(b) option. Those retirement plans are important, […]

Robo or Traditional Financial Advisor, Which Is Better For You?

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At this point in time, there should be little doubt technology innovation continues to change the way we live our lives. But who would have thought the investment community would reach the point where automation plays a big part in helping us investors develop our portfolios? When not wanting to manage your investments yourself, you […]

What Should You Know As A Beginning Investor?

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It feels like you can’t go a minute without hearing someone mention the stock market, saving and investing for retirement, or preparing for a financially secure future. You’re constantly hearing about investment hype, doomsday forecasts, or the latest get-rich-quick-scheme. So, what are you to make of all this?  You want to build wealth and think […]

Holding A Mortgage: What Does it Mean And Can It Make You Money?

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You’ve worked hard to pay off your home, but the time has come to sell. Whether you are upgrading, downsizing, or moving to a new state – you’re in the financial position to “act as the bank” for the new buyers. Holding a mortgage, also known as seller financing or owner financing, is one way […]

Is Real Estate Investing A Good Way To Build Wealth?

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The answer to whether or not real estate investing is a good way to build wealth depends entirely on your definition of wealth. Your individual long and short-term goals, as well as your threshold for risk, are crucial factors in determining if investing in real estate is the right path for you. Let’s unpack that. […]

Is Investing In Fine Art Right For You? [A Masterworks Review]

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This article is sponsored by Masterworks. All opinions are our own. Now that you’ve been investing in the stock market for a while, you’re thinking about diversifying into alternative investments. You might decide to start with peer-to-peer lending. Although investing in real estate or tax liens might interest you more. You can also buy gold […]

What Are Employee Stock Options and How Do They Work?

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While you might enjoy your job, there aren’t many people who wake every day and go to work just because they like it. Unless you’re financially independent, there’s a good chance one of your primary motivations for working is earning a paycheck and benefits. With the unemployment rate under 4% in the US, there’s plenty […]

What Does It Take To Be A Successful Investor?

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Several studies in the last few years have found that many women are really good investors. In fact, you might be surprised to learn that women often earn higher returns on their investments than men. They also tend to add more to their account balances over time. But there is still a confidence gap when […]

The $1K Investor: A Guide To Help You Start Investing [Book Review]

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You know it’s important to save for your future, but it’s definitely a challenge. As you’re building the foundation of your financial house, getting your emergency fund in place is a great main focus. Having money in the bank protects you from having to take on debt when the unexpected happens. After you have money […]

Cryptocurrency Craze: In The Past, Or Big Part Of The Future?

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With over 1500 different cryptocurrencies available over the Internet, and with Facebook recently announcing its version, Libra, more investors want to know what cryptocurrency is, how it works, and if it’s a viable investment. Even after more than five years in the financial limelight, the public still views cryptocurrencies with skepticism today. They first garnered […]

Is A Money Market Account The Best Place For Your Savings?

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You prioritized your financial savings goals, opened a high-interest savings account, and even automated deposits to build an emergency fund. But now you’re hearing you may earn more money on your money by putting it into a money market account. What the heck is a money market account? Is it a savings account or an […]

What Is A Backdoor Roth IRA And Is It Right For Me?

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When it comes to retirement savings accounts, there are several options available. But your choices for individual retirement accounts can seem limited if you’re a high-income earner. This is especially true when you look at the Roth IRA. A Roth IRA (Individual Retirement Account) is an excellent way to save for retirement. Though you pay […]

Why Is It Important For Women To Invest And Not Just Save?

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You hear about people not saving enough for retirement on the news. Oodles of articles report on women living longer than men and the struggle many women have with money in their later years. Family members, friends, and online communities mention the importance of women investing and they encourage you to get started. You know […]

Which Of My Business Ideas Is The Best To Pursue?

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You’ve always had an entrepreneurial spirit. Maybe you have family members or friends who’ve started successful companies. You’re realizing a hobby you enjoy could bring in money if you made it a business. Diversifying streams of income is something you want to pursue. There are lots of reasons starting a business is on your mind. […]