Personal finance articles related to investing money in various ways including the stock market, real estate, and business.
There’s a good chance you’ve heard a lot of talk about retirement savings plans. In particular, most people are familiar with 401(k) plans. But if you work in the public sector, you likely won’t be able to get your hands on a 401(k). Instead, your…
At this point in time, there should be little doubt technology innovation continues to change the way we live our lives. But who would have thought the investment community would reach the point where automation plays a big part in helping us investors develop our…
It feels like you can’t go a minute without hearing someone mention the stock market, saving and investing for retirement, or preparing for a financially secure future. You’re constantly hearing about investment hype, doomsday forecasts, or the latest get-rich-quick-scheme. So, what are you to make…
You’ve worked hard to pay off your home. But the time has come to sell. Whether you’re upgrading, downsizing, or moving to a new state – you’re in the financial position to “act as the bank” for the new buyers. Holding a mortgage note, also…
The answer to whether or not real estate investing is a good way to build wealth depends entirely on your definition of wealth. Your individual long and short-term goals, as well as your threshold for risk, are crucial factors in determining if investing in real…
![Is Investing in Fine Art Safe? [Masterworks Review]](https://womenwhomoney.com/wp-content/uploads/2019/08/works-of-art-hanging-in-a-gallery-4-768x403.jpg)
This article is sponsored by Masterworks. All opinions are our own. Now that you’ve been investing in the stock market for a while, you’re thinking about diversifying into alternative investments. You might decide to start with peer-to-peer lending. Although investing in real estate or tax…
While you might enjoy your job, there aren’t many people who wake every day and go to work just because they like it. Unless you’re financially independent, there’s a good chance one of your primary motivations for working is earning a paycheck and benefits. With…
Several studies in the last few years have found that many women are really good investors. In fact, you might be surprised to learn that women often earn higher returns on their investments than men. They also tend to add more to their account balances…
![The $1K Investor: Guide to start investing [Book Review]](https://womenwhomoney.com/wp-content/uploads/2019/07/Woman-ready-to-start-investing-her-money-768x403.jpg)
You know it’s important to save for your future, but it’s definitely a challenge. As you’re building the foundation of your financial house, getting your emergency fund in place is a great main focus. Having money in the bank protects you from having to take…
With over 1500 different cryptocurrencies available over the Internet, and with Facebook recently announcing its version, Libra, more investors want to know what cryptocurrency is, how it works, and if it’s a viable investment. Even after more than five years in the financial limelight, the…
You prioritized your financial savings goals, opened a high-interest savings account, and even automated deposits to build an emergency fund. But now you’re hearing you may earn more money on your money by putting it into a money market account. What the heck is a…
When it comes to retirement savings accounts, there are several options available. But your choices for individual retirement accounts can seem limited if you’re a high-income earner. This is especially true when you look at the Roth IRA. A Roth IRA (Individual Retirement Account) is…
You hear about people not saving enough for retirement on the news. Oodles of articles report on women living longer than men and the struggle many women have with money in their later years. Family members, friends, and online communities mention the importance of women…
You’ve always had an entrepreneurial spirit. Maybe you have family members or friends who’ve started successful companies. You’re realizing a hobby you enjoy could bring in money if you made it a business. Diversifying streams of income is something you want to pursue. There are…
It’s the week your big bonus from work hits your bank account. Or you receive a sizeable cash gift or inheritance from a relative. Perhaps you have proceeds from the sale of your home or cash from a rollover retirement account. Or you’ve just been…
Whether you’re an investor or a borrower, you’ll want to pay careful attention to the interest rate you’re earning or paying. Why is the interest rate so important? Other than the fact it becomes a source of income or the cost associated with you borrowing…
Money sitting in traditional checking or savings accounts usually loses value over time due to inflation. Even high-interest online accounts just started beating inflation rates over the last year. The best thing you can do with your excess cash (assuming you have extra) is to…
Maybe it’s because you have kids. Perhaps it’s because you only want to support companies inclusive in their hiring practices. Maybe it’s because you love Jesus. Maybe it’s because you’re a humanist that understands our planet is not going to sustain life much longer at…
![Are Timeshares Worth the Money? [Maybe, but not likely]](https://womenwhomoney.com/wp-content/uploads/2019/03/timeshare-properties-worth-the-money-in-the-long-run-768x402.jpg)
Compensation in the form of free entertainment tickets, five-star dinners, reduced-priced trips, or gift cards for attending timeshare presentations might be worth a couple of hours of your time. But are vacation timeshares worth the money in the long run? While it might be hard…
You want to diversify by adding some alternative investments to your portfolio. As you research options to help you build wealth, your interest in real estate investing grows. You have many opportunities to consider. Does buying a single-family rental make sense? Should commercial real estate…
Saving cash in money markets or CDs, and investing in the stock market via stocks and bonds through 401(k)s or IRAs are where many of us start when looking to grow our money beyond a simple savings account. As we continue to look for ways…
Ready to buy your first home or move up to your ‘forever’ home, but waiting for winter to pass first? For many, the cold winter winds and snow squalls put house hunting plans on hold. But, could waiting for flowers to bloom and backyard pools…
You loved the house you rented at the beach. The ski-in, ski-out condo you rented over the holidays was perfect for your family. Your lanai overlooking the 4th tee at the golf resort was amazing. The leaves at peak color all around the cabin you…
Leaving a job is a significant life transition. Whether you planned to depart or not, there’s a myriad of things to keep track of during that time. One of the most important is what happens to your 401(k) retirement savings plan. You want to ensure…
At first, investing can seem confusing, but it doesn’t have to be complicated. The great thing about it is, you don’t need to know everything there is to know about investing to begin. As long as you understand some basic investing terminology, you’ll have what…
Savings of any kind are an absolute necessity to help you deal with unexpected emergencies and have money available for future spending needs and wants. While savings accounts are great, you might want to earn more interest than you do on your local bank’s savings…