Begin here if you’re newer to personal finance and want to start on the right foot. You’ll find a broad variety of informational articles and how-to instructions on topics such as creating a budget, getting out of debt, increasing your income, or saving money on housing costs.
Buying now and paying later when shopping online has become America’s new way to pay—a natural progression for a country that runs on credit. In fact, 60% of consumers use or have used the buy now pay later (BNPL) services for purchases, while 50% are…
When you set out to buy a home, you will be buying something that will most likely become one of the most significant assets in your personal asset portfolio. With so much of your net worth tied up in your home, it would be incumbent…
The standard route to homeownership is a single-family home, but that doesn’t mean it’s always the best choice! Maybe a condo or townhouse is a better fit for your budget, needs, and lifestyle. So, if you’re in the market for a new home, start by…
As an adult, you have a responsibility to look after yourself and your best interests in all aspects of your life. When you’re a parent, you also have that same responsibility concerning your minor child or children. Every day of your life, you face challenges…
Long ago, physical money (bills and coins) was put to rest in favor of debit and credit cards. Today, most people have at least one debit card and one credit card in their wallets/purses. At the same time, not everyone has a clear understanding of…
Experiencing stress is a part of being human. We need some pressure to push us, but too much can lead to anxiety and depression. While it’s normal to feel heightened stress levels when we’re in danger, excessive strain can damage our physical health, wealth, and…
As you may be aware, your credit score is a big deal. A good score makes life easier, while a poor score can make it pretty tricky. The trouble is that many people don’t realize what their credit score really is. Or how having a…
![Should I Quit My Job to Freelance? [The Pros & Cons]](https://womenwhomoney.com/wp-content/uploads/2022/01/woman-making-decision-768x402.jpeg)
According to the “Freelance Forward: 2021” study conducted in the fall of 2021, some 59 million Americans performed freelance work in the prior 12 months. That’s more than one-third (36%) – of the entire U.S. workforce. So, chances are you’ve been hearing a lot about…
How are you storing your valuable items and important documents? Everyone has something of value that needs safeguarding, such as passports, birth certificates, marriage licenses, and family heirlooms. You can keep your valuables at home in a shoebox hidden under a loose floorboard, but that…
Meal prepping is a big food trend these days, especially on sites like Instagram, where influencers layout beautiful pictures of perfectly portioned meals for the week. And there’s a reason preparing your meals in advance has become such a big trend; it can save you…
Buy now, pay later (BNPL) services are rising in popularity with consumers. Services such as Sezzle, Afterpay, and Klarna let shoppers break up their payments into interest-free installments and take their purchases home the same day. With so many consumers opting in and many services…
Why invest more than the men in your life Studies have shown that in 2021, women still make just 82 cents for each dollar that men make. The fact that the wage gap has yet to be bridged is just one more reason why women…
Are you looking for ways to add some wiggle room to your monthly budget? Reevaluating your monthly expenses and reducing monthly subscriptions and bill payments are two effective ways to do this. When you feel like you’re paying too much for utilities, internet fees, and…
Congratulations! You just got married! Maybe you even tied the knot without spending a fortune (now that is truly a feat). Regardless, you managed to get married in the middle of a global pandemic, so you deserve major kudos. Now what? As a newly-christened household,…
You made it through the job search and interview process and just accepted a fantastic job offer – congratulations! Take a moment to celebrate the occasion and be proud of yourself. After patting yourself on the back, you’ve got more to do before starting your…
Congratulations on finishing college and entering the workforce! Life after school is exciting. But it can also be overwhelming. There’s so much to do to establish your adult life after college. So, where do you start? Don’t worry; we’re here for you with some practical…
Homeowners insurance is designed to protect you against the high cost of property damage. But just because you have home insurance doesn’t mean you have protection from all disasters and mishaps. For example, most homeowners insurance doesn’t cover flooding. Yet flood damage in the U.S….
Having a budget is a big part of building your financial house. Still, budgeting is easier said than done. For many people, starting a budget can feel overwhelming. And for the folks who have tried a budgeting process, some don’t stick with it. For others,…
There’s no doubt about it – college is expensive. Students who want to lower the soaring costs of higher education look to community college as a more affordable option. At community college, you can get a two-year degree or transfer your credits to a four-year…
![Biggest Online Interview Mistakes [+how to avoid them]](https://womenwhomoney.com/wp-content/uploads/2021/02/young-woman-conducting-a-virtual-job-interview-768x403.jpg)
Working and interviewing remotely seems like it’s here to stay, at least for the foreseeable future. So, how do you put your best foot forward when you aren’t in the room? You make the best first impression possible by avoiding some of the biggest mistakes…
If you’re in debt, it can feel overwhelming. You may feel like you’ll always be indebted and that things will never get better. However, plenty of people have been where you are and have successfully gotten out of debt, and you can too. First, though,…
When it comes to bank accounts, is too much of a good thing too much? Should you have more than one or two bank accounts? And should they be at different banks? The more bank accounts you have, the more time it takes to track…
It doesn’t matter how you do it, in a notebook, on a computer, online, or in an app, as long as you’re doing it! Budgeting is an important part of adult life. If you’re wondering why you need a budget or spending plan, according to…
![What is a Class-Action Lawsuit? [Should I join one?]](https://womenwhomoney.com/wp-content/uploads/2020/11/female-lawyer-writing-up-a-class-action-lawsuit-768x403.jpg)
When people receive notices identifying them as a class member in a class-action lawsuit, they might not fully understand what that means. These types of notices generally include basic information about the litigation and provide you with a choice to opt-out. When you’re trying to…
When Joan Rivers’ husband died unexpectedly in 1987, Joan not only lost her husband but her financial security too. To her surprise, she was left with $37 million in debt – something she knew nothing about. This just goes to show that even strong and…
Is now the best time to buy a home? How much can you afford to spend on a house? Do you have enough for a down payment? Where do you want to live? If you’re thinking about buying a home, it makes sense to get…