Have you ever taken a cross-country trip without a second thought about a potential health emergency? What about when traveling abroad? Most of us assume our health insurance fully covers an emergency when we are away from home, but medical coverage varies by provider. If…
One of the biggest concerns those self-employed, unemployed, or early retired have is how to pay for healthcare. According to EHealth, the average non-subsidized healthcare plan for a family of four was $1437 per month in 2020. And that is just the cost of premiums!…
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During health plan or open enrollment time, your place of employment probably looks like many others. There are lots of “water cooler” conversations about different plans, past experiences, deductibles, and copays. Health savings accounts or HSAs are drawing your attention, and you want to learn…
Many of us don’t think about retirement or saving for it until it’s too late. When we do save, we plan for money to cover rent, utilities, groceries, and insurance. However, many people overlook saving for healthcare costs in retirement. This is by far one…
Imagine you’ve become incapacitated. You may be unconscious, or unable to speak or reason. How do you want your medical treatment handled? If you’ve never documented your wishes or at least discussed them with your spouse, parents, or adult children, medical personnel will make those…
It feels like there’s an insurance product for just about every element of the human experience. After all, you can insure your health, your home, your car, your ability to work, and even your life. While some coverage is compulsory, at the end of the…
You wonder how much insurance will cover when a reminder for your next dentist appointment pops up on your calendar. You can’t sleep because of a toothache, but insurance coverage through your new job doesn’t start for weeks. You’ve put off routine cleanings the last…
According to the Kaiser Family Foundation, $3.8 billion in retail prescription drugs were filled at pharmacies in the United States in 2019. If you’re generally healthy, have good insurance, and only need to fill a prescription a few times a year (or less), you may…
An unfair truth of life: if you lost the DNA vision lottery and need corrective lenses, not only do you have to deal with the hassle of eye exams, glasses, or contacts, you have to pay for it, too. We at Women Who Money understand…
It’s that time of year again. You’re getting emails from human resources talking about the upcoming Open Enrollment period. There are copies of different insurance plans and their costs available for review. You also hear people discussing their current health insurance plans and how they…
You had an emergency appendectomy. You’re recuperating from a terrible case of the flu. Your child was stung by a bee causing a severe allergic reaction. Your spouse was hit by a car while cycling. There are many reasons why you or a family member…
Getting really sick or hurt while uninsured is a concern for millions of people. Going without health insurance coverage (even for a short period of time) puts you at serious financial risk. Should you get sick or injured and need to see a doctor, receive…