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Retirement Planning

What Savings Goals Should I Focus On First?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Money in Everyday Life, Retirement Planning Leave a Comment

You’ve been working hard to cut expenses and quit living paycheck to paycheck. You negotiated a raise or landed a higher-paying job. Your side gig is creating a buffer in your budget. No matter the reason, it’s time to put the extra money in your bank account to work. But now you’ve got questions on […]

Work Optional: Retire Sooner To Live Your Best Life [A Book Review]

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning, Reviews 1 Comment

If you’ve spent any time reading about personal finance lately, you’ve likely heard about the “FIRE” movement. FIRE means Financial Independence – Retire Early. Suze Orman got headlines by announcing she hated the FIRE movement (but she changed her position a few weeks later.) While Clark Howard “FIRE’d” before it ever became a popular thing to […]

Prepare For Retirement To Enjoy Being A Lifetime Fan

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning Leave a Comment

This is a sponsored post for Prudential. Recently, Vicki (one of the co-founders of Women Who Money) enjoyed a beautiful fall afternoon partnering with Prudential at a “lifetime fans” event outside of the Prudential Center in Newark, New Jersey. The event promoted the importance of protecting lifetime income to help pay for your essential expenses […]

How Does A 401(k) Loan Work And Should I Use One?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Invest Money, Retirement Planning 1 Comment

If you contribute to a 401k plan through your employer, it could be one of your most substantial assets besides your home. And if money is tight and your savings account balance is running low, you might think about how you can tap into the funds in your 401k. But you know there must be […]

What Is An IRA, Individual Retirement Account, and How Does It Work?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Invest Money, Retirement Planning Leave a Comment

Saving for retirement is critically important and should be a part of everyone’s financial picture. But what can you do if you are already maxing out your employer-sponsored retirement plan? Left behind an old 401(k) when you changed jobs? Or just don’t have access to one? It’s simple. You can open up an Individual Retirement […]

Protect Your Retirement Day with Prudential – A Women Who Money Review

Women Who Money is partnered this month by Apprisen - Empowering your journey to financial health!

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning, Reviews Leave a Comment

This is a sponsored post for SheSpeaks/Prudential. Recently, Amy and Vicki (the co-founders of Women Who Money) participated in Protect Your Retirement Day in New York City as a partner of Prudential. The event was sponsored by the Alliance for Lifetime Income, a nonprofit 501(c)(6) organization educating people on the importance of, and the ability […]

What Are Those Target Date Things In My Retirement Plan?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Invest Money, Retirement Planning Leave a Comment

If your employer offers a retirement savings plan, chances are one of your investment options is a target date fund. They may be grouped under a heading such as “Do the Investing for Me”, “Balanced”, or “Asset Allocation”. You will recognize them because they have a year in their name, such as 2045. You may […]

What Is A 457 Plan And Who’s Lucky Enough To Qualify For One?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Invest Money, Retirement Planning 4 Comments

There’s a good chance you’ve heard a lot of talk about retirement plans. In particular, most people are familiar with 401(k) plans. But if you work in the public sector, you likely won’t be able to get your hands on a 401(k). Instead, your employer probably offers a 403(b) option. Those retirement plans are important, […]

I Love Part-Time Work But How Do I Plan For Retirement?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning Leave a Comment

Work. Even though we know we have to work until we are financially independent, many of us have a love-hate relationship with it. We love the money we earn, but we aren’t always thrilled with our jobs or how much of our lives revolve around work. The description of a “traditional” career has changed over […]

Personal Capital Review 2019: The Best Free Financial Tools

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning, Reviews Leave a Comment

Women Who Money wants to help women (and men) at all levels take control of their finances! Our goal is to empower you with the knowledge, skills, and tools necessary to improve your financial health. And Personal Capital is high on our list of must-have tools for managing your finances. This Personal Capital review was […]

How Do I Use My 401(k) Savings Plan To Make More Money?

Women Who Money is partnered this month by Apprisen - Empowering your journey to financial health!

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Invest Money, Retirement Planning 1 Comment

Please note: This article assumes that you have access to an employer-sponsored 401k savings plan.  It will not go into retirement plans for the self-employed.  For more information on that, please click here. Whether you’ve just started a new job or you’ve been with the same company for years, it’s critical for you to understand […]

Is A Spousal IRA Something I Can Benefit From?

Women Who Money is partnered this month by Apprisen - Empowering your journey to financial health!

This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning 2 Comments

Stay at home parents and spouses who have little-earned income can fall behind when it comes to saving for retirement. But, for those who are married and file a joint tax return, a spousal IRA may be well worth investment consideration. Although there are a number of requirements, which are mentioned below, the spousal IRA […]

What Are The Best Retirement Plans For Self-Employed People?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning Leave a Comment

Planning for the future is on your “To Do List” but the day to day business of working keeps getting in the way. You know you should be stashing money away on a regular basis, but anyone who’s ever been working for themselves knows earnings can vary drastically month to month. Also, you’re not sure […]

Can I Save For Retirement While Helping My Kids & Parents?

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This page or article may contain affiliate links. Please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Filed Under: Retirement Planning 7 Comments

If you’ve asked yourself how you’ll save for retirement while also financially helping your kids and parents, you’re not alone. A few years ago, the Pew Research Center reported that almost half of all adults in their 40’s or 50’s were either raising a child or supporting a grown child, while also helping a parent […]

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