You landed your dream job but it’s turned into a nightmare because of a difficult colleague in the office. You’ve been a happy employee for years and a new hire is now causing you more stress than you deserve. Maybe you’re re-thinking your whole career…
If you pay for private mortgage insurance (PMI) you’re not alone. The average down payment on a home purchase is only 6% requiring most homeowners to pay for PMI each month. If you had less than a 20 percent down payment when you bought your…
While you might enjoy your job, there aren’t many people who wake every day and go to work just because they like it. Unless you’re financially independent, there’s a good chance one of your primary motivations for working is earning a paycheck and benefits. With…
Whether you have a real passion for travel or you only pack your bags on occasion, there’s work involved in planning a trip. With Google at your fingertips, it’s easier than ever to make your own travel plans. But is “DIY” travel planning always the…
When you own or manage a small business, you need to wear many hats to run and grow your enterprise. However, there will come a time when you need to hire employees. When you reach that point, it may be tempting to enlist the help…
Whether you want to stop living paycheck to paycheck, stash more money in your emergency fund, or boost your retirement savings – earning extra income is top of mind. You know it will require trading time for money, and you wonder if it’s worth it….
When you’re working on getting your financial house in order, it can be overwhelming to consider all the different insurance products you can (and sometimes are required to) purchase. To protect your financial future there’s insurance for your: Health Life Disability Vehicle Home Cell phone…
Whether you believe money can buy happiness or not, research shows shopping can improve your mood. While it might only be a temporary fix for some, emotional spending isn’t always a wrong financial move. Plenty of people use retail therapy when they’re upset about something…
Several studies in the last few years have found that many women are really good investors. In fact, you might be surprised to learn that women often earn higher returns on their investments than men. They also tend to add more to their account balances…
If you have a love-hate relationship with insurance, you’re not alone. You love the peace of mind and protection insurance provides but hate seeing premium payments leave your bank account. Buying health, auto, disability, or homeowners/renter’s insurance helps protect you from being financially devastated by…
Staying focused on your financial goals can be difficult. You know what they are. And you know you’ll be better off if you stick to them. But you also have a lot going on in your life. You may be paying down debt, saving for…
Your credit report contains a great deal of information about your financial past: Your current and past debt balances How often you’ve missed payments Where you’ve applied for credit Information on bankruptcies and tax liens How far behind you are on child support Your previous…
You know it’s important to save for your future, but it’s definitely a challenge. As you’re building the foundation of your financial house, getting your emergency fund in place is a great main focus. Having money in the bank protects you from having to take…
Most of us start our adult lives with lifestyles like those of our friends. The phrase “living like a broke college student” applies to many in young adulthood. At this point, everyone’s trying to keep expenses low – and score free food and entertainment whenever…
Even after years in the financial limelight, the public still views cryptocurrencies with skepticism today. They first garnered attention in the world of finance when Bitcoin, one of the first of its kind, started skyrocketing in value in early 2017. Most people have heard of…
Your family is growing! Whether this is your first time becoming a mom or not, preparing to have a baby brings a whirlwind of feelings, emotions, and worries. One of the biggest concerns moms-to-be face is a financial one. You may have seen estimates that…
Buying a home is exciting. It’s also one of the most significant financial decisions you’ll ever make. So you want to get it right – and you want to get it right the first time. If you’re purchasing your first home, you may wonder if…
Side hustling outside of your full or part-time employment can supplement your income greatly and even grow into a full-fledged business allowing you to quit that day job. That’s what it’s done for our friends Julie from FIRE Drill Podcast and Cody from The FI…
Whether you just embraced the concept or you’ve had a focus on becoming financially independent for years, you’re building good money habits and saving for the future. In order to save more, you may be tracking expenses, using a budget, working side hustles or adopting…
Like you, your co-worker’s lives are bigger than their jobs. They have birthdays, weddings, start families, retire, and have to sell their kid’s fundraising trinkets. Often, these personal events spill over into the workplace. Depending on the size of your company, it may seem like…
A wedding is an exciting time. There are beautiful flowers, dresses, and celebrations. The couple vows a lifetime of love, respect, and commitment to one another. When they enter into their life together, they’re happy and content, and they never expect that to change. But…
Whether you have your financial house in order or you’re still learning to manage your money, you might find yourself in the position of taking charge of your parent’s finances. If you think you and your parents are too young to worry about their financial…
It can be overwhelming to learn how to manage your money and build a financially secure future. Paying down debt, budgeting, tracking expenses, saving an emergency fund, and opening investment accounts take patience and focus. You’ve made good progress some months, but sticking to a…
Whether you’re just starting to take control of your finances or already working toward financial independence, you might also be thinking about a common financial fear – your aging parents and their money. Are they financially prepared for retirement? Is their retirement plan to keep…
There’s good debt and bad debt, and there are high credit scores and low ones. There are also high-income households and low ones, and positive net worths and negative ones. While those are some of the many ways people gauge their finances, how do you…
You prioritized your financial savings goals, opened a high-interest savings account, and even automated deposits to build an emergency fund. But now you’re hearing you may earn more money on your money by putting it into a money market account. What the heck is a…