Personal finance articles related to how money influences us or how we interact with money in our everyday life.
You hate to admit it, but even if you don’t say it out loud, “I’m so stressed out” describes how you feel most of the time. Work is stressful. Getting the kids to daycare, school, and all of their activities is stressful. Helping your aging…
Each time you’ve pulled out your credit card this month, it’s bothered you more. This was supposed to be the year for starting a budget, building an emergency fund, and quitting living paycheck to paycheck. But your New Year’s resolution to take control of your…
There’s a myriad of reasons people seek advice and support when it comes to their personal finances. Some people need immediate guidance to deal with a financial crisis. Others are looking for long-term assistance to meet financial goals. If you need advice on a specific…
According to the Kaiser Family Foundation, $3.8 billion in retail prescription drugs were filled at pharmacies in the United States in 2019. If you’re generally healthy, have good insurance, and only need to fill a prescription a few times a year (or less), you may…
While you’re working hard to find great deals and optimize your holiday shopping, criminals are working hard to steal and use your credit card information. If you haven’t experienced an unauthorized charge on a credit card yet, you probably know someone who’s been a victim…
You want to give the perfect gift. But you also don’t want to buy the wrong size or give a duplicate item. We’ve all been there, and it seems most of us have discovered a fix. But are gift cards or cash a better option?…
![Sell House or Rent it Out? [What to Consider]](https://womenwhomoney.com/wp-content/uploads/2018/11/sell-or-rent-it-out-1-768x402.jpg)
There are plenty of reasons why you might find yourself thinking about selling a house or renting it out. You may be moving up from a starter home or downsizing from a larger home. Or perhaps you’re relocating for a job, combining households, inheriting a…
If you’re looking for a new place to put your money or if you’re tired of paying big fees at your current bank, you might want to consider joining a credit union. You may have heard they’re a popular option, but you still have questions….
Furry friends bring so much love to your house, but just like new human babies, they also carry additional expenses. Before you bring one home, you need to know how to prepare your budget for a new pet. Let’s dive into some of the costs…
Should you use a HELOC (home equity line of credit) as an emergency fund? You may ask yourself that question after realizing how much equity you have in your home. Or after seeing what little interest an emergency fund earns in your savings account. Using…
Quite simply, the cost of living (COL) is what you pay to cover the basics to live, such as housing, food, utilities, etc. Since it’s not your imagination and it really does cost more to live now than it did for previous generations, would it…
Whether you recently got married, had a baby, bought a car, took out a student loan, or purchased a home or rental property, – your stack of important documents is growing. When you finally make time to go through your file cabinet or the boxes…
Are you one to set the mail on the counter when you get home from work? Most of it is junk anyway right? You know you need to take care of the bills and important documents but you keep putting it off, and the pile…
If you haven’t ever lost or damaged your cell phone, you’ve probably had a close call at some point. You know the feeling of your phone slipping out of your hand and the sound it makes when it hits the floor. It’s a miracle your…
Creating a specific budget for the holidays helps you reduce your stress levels and enjoy the season without worrying about money or January’s credit card bills. If you prepare ahead of time, you can pay for the holidays in cash while keeping up with monthly…
You’ve probably heard at one time or another that freezing your credit is a good idea. Since almost 45% of Americans had their personal information stolen in the Equifax breach in 2017, more people have taken steps to do a credit freeze of their files….
You are going through a divorce or your long-term relationship is ending, and you’re soon facing moving out of your current home. But you’re not sure if you should purchase a house, lease an apartment, move in with friends, or go back and live with…
Often, when you’re weighing a decision, people throw out the advice to make a pros and cons list. But, a pro and con list might not be the best decision model to use. Think back to elementary school when your teacher asked you to fold…
We’d be shocked if you haven’t heard of Airbnb, but as popular as this “gig economy” lodging option has become – almost two-thirds of travelers have never tried it. The Women Who Money Team wants to share honest reviews about products and services we’ve tried….
Are you fed up with renting and think it’s time to buy a house? If you’re like most people, you’re not in the position to pay cash. Fortunately, there are several financing options for buying a home to fit varying needs and specific situations. Before…
Tackling your personal finances can be overwhelming when you’re unsure where to start. Much as building a home benefits from a blueprint, your financial house might be easier to construct using a similar strategy. In fact, a house is a good metaphor for thinking about…
Do you have an idea to explore or a desire to do something but still find yourself procrastinating? Then we challenge you to not only consider what you can accomplish in a year but actually take steps today to start on your way. There will…
480. 550. 640. 720. You know your number. Maybe you even use a credit score manager to keep an eye on your credit score. Now you are thinking about trying to improve it. After all, a good credit score opens up a world of opportunities…
Work-life balance is not a new concept; everyone feels the pull between home and work. In a never-ending quest for the perfect work-life balance, however, we end up hurting ourselves. Let’s look at this issue through the lens of another, seemingly unrelated issue: scarcity mindset….
It’s no wonder moving houses is considered one of the most stressful events in life. Even if you’re moving for good reasons—for a new job, to be closer to family, to your dream house—selling your home can be a hugely disruptive life event. If you…
In December 2017, Congress passed a new bill called the Tax Cuts and Jobs Act that made some big changes to the tax code. Many taxpayers were concerned about specific proposals in early versions of the bill. One particular area of concern was how the…