Personal finance articles related to how money influences us or how we interact with money in our everyday life.
Quite simply, the cost of living (COL) is what you pay to cover the basics to live, such as housing, food, utilities, etc. Since it’s not your imagination and it really does cost more to live now than it did for previous generations, would it…
Whether you recently got married, had a baby, bought a car, took out a student loan, or purchased a home or rental property, – your stack of important documents is growing. When you finally make time to go through your file cabinet or the boxes…
It’s that time of year again. You’re seeing notices or getting emails from human resources talking about the upcoming Open Enrollment period. There’s information for a variety of different insurance plans and their costs available for your review. If you are a newer employee, you…
Are you one to set the mail on the counter when you get home from work? Most of it is junk anyway right? You know you need to take care of the bills and important documents but you keep putting it off, and the pile…
If you haven’t ever lost or damaged your cell phone, you’ve probably had a close call at some point. You know the feeling of your phone slipping out of your hand and the sound it makes when it hits the floor. It’s a miracle your…
Creating a specific budget for the holidays helps you reduce your stress levels and enjoy the season without worrying about money or January’s credit card bills. If you prepare ahead of time, you can pay for the holidays in cash while keeping up with monthly…
You’ve probably heard at one time or another that freezing your credit is a good idea. Since almost 45% of Americans had their personal information stolen in the Equifax breach in 2017, more people have taken steps to do a credit freeze of their files….
You are going through a divorce or your long-term relationship is ending, and you’re soon facing moving out of your current home. But you’re not sure if you should purchase a house, lease an apartment, move in with friends, or go back and live with…
Often, when you’re weighing a decision, people throw out the advice to make a pros and cons list. But, a pro and con list might not be the best decision model to use. Think back to elementary school when your teacher asked you to fold…
We’d be shocked if you haven’t heard of Airbnb, but as popular as this “gig economy” lodging option has become – almost two-thirds of travelers have never tried it. The Women Who Money Team wants to share honest reviews about products and services we’ve tried….
Are you fed up with renting and think it’s time to buy a house? If you’re like most people, you’re not in the position to pay cash. Fortunately, there are several financing options for buying a home to fit varying needs and specific situations. Before…
Tackling your personal finances can be overwhelming when you’re unsure where to start. Much as building a home benefits from a blueprint, your financial house might be easier to construct using a similar strategy. In fact, a house is a good metaphor for thinking about…
Do you have an idea to explore or a desire to do something but still find yourself procrastinating? Then we challenge you to not only consider what you can accomplish in a year but actually take steps today to start on your way. There will…
480. 550. 640. 720. You know your number. Maybe you even use a credit score manager to keep an eye on your credit score. Now you are thinking about trying to improve it. After all, a good credit score opens up a world of opportunities…
Work-life balance is not a new concept; everyone feels the pull between home and work. In a never-ending quest for the perfect work-life balance, however, we end up hurting ourselves. Let’s look at this issue through the lens of another, seemingly unrelated issue: scarcity mindset….
It’s no wonder moving houses is considered one of the most stressful events in life. Even if you’re moving for good reasons—for a new job, to be closer to family, to your dream house—selling your home can be a hugely disruptive life event. If you…
In December 2017, Congress passed a new bill called the Tax Cuts and Jobs Act that made some big changes to the tax code. Many taxpayers were concerned about specific proposals in early versions of the bill. One particular area of concern was how the…
You’ve probably seen pictures of people lounging in over-the-water bungalows sipping tropical drinks while claiming they’re traveling to expensive vacation destinations for little to no money. At first, you might’ve thought it was a scam. Then you heard about using credit cards to do something…
It’s no secret that having kids is costly. In fact, if you believe recent estimates, it could cost well over $200,000 to raise each child. While there are expenditures like food, shelter, and clothing that are non-negotiable, other expenses are. With an ever-increasing amount of…
If you’re at all tuned into the personal finance space, you’ve probably heard the term net worth thrown around from time to time. People seem pretty concerned with how to grow net worth too. If you’re not 100% sure what it is, don’t worry. You’re…
You’ve probably heard friends or family members debating this housing question. Is renting the best decision or should we buy a house? If you haven’t been in on those discussions, a quick online search of “rent vs. buy” will land you almost 10 million hits….
If you’ve tracked your investments over the last few years, you’ve enjoyed the bull market growth since the Great Recession of the late 2000s. The housing market has recovered in many areas, salaries are growing again, and some businesses are even handing out bonuses. People…
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Before we get into the details of automating your finances, let’s explain what we mean by this term. Automation is setting up your accounts to distribute your paycheck on a monthly or weekly basis, so you don’t have to do anything but monitor them. Some…
A budget is often one of the first steps to financial success. But after you have built your monthly budget, how do you know if it is any good? Enter the power of 12. Take every line on your budget and multiply them by 12….