Personal finance articles related to our interaction with money in everyday life.
In some ways, it’s our greatest fear. Losing a job means losing financial security, the ability to pay bills, maybe even your home. Your job may currently feel stable and your career field always hiring. But a job loss can come without warning, seemingly out…
Whether you want to stop living paycheck to paycheck, build up reserves in your emergency fund, or max out your 401k contributions, you need to save money to focus on your financial goals. With the average price of food rising about 2% over the last…
Thanks to data breach after data breach, online security and identity theft are at the forefront of most adults’ minds. Most of us work pretty hard to keep ourselves safe online. We log out of public computers after using them. We create different usernames. And…
For many young adults, college is when the topic of money and finances gets real. Many college students start to manage money on their own for the first time in their lives. College students use money daily. Many have recurring bills to pay, such as…
![Spruce Up Your Home this Year [w/o taking on debt]](https://womenwhomoney.com/wp-content/uploads/2019/04/ready-home-for-spring-1-768x403.jpg)
The snow is melting, the birds are chirping, the daffodils are peeking out from the freshly thawed ground. It’s spring! There are some things you probably need to attend to around your home. Of course, there are also probably a handful of wants you’d love…
As your kids get older and become young adults, everything they want and need seems to get more expensive. You think about money a lot, and you’ll notice money is on your teen’s mind more often too. Whether it’s spending money to go out with…
When it comes to teaching kids about money, we know starting early is a smart decision! There are terrific resources to help young children learn their first financial lessons. But what can we use to teach older kids and teens about money? Improving teens’ financial…
Preparing your own tax return can feel like a very bold endeavor. When it comes to filing simple short-form returns, there is less chance of making significant errors. These types of returns are pretty straight forward and require you to provide very little information. While…
You’re not alone, but being part of this crowd isn’t comforting. And it makes sense when you look at the statistics. Just a few years ago, about 60% of Americans reported having less than $1,000 in savings. And a full 20% admit they had nothing…
If you’re ready to take on a home renovation project this year, you’re not alone. Last year, over half of homeowners planned to spend thousands of dollars on home improvement projects. But before you join others on their HGTV-inspired ventures, think about which home renovations…
Everywhere you turn, you hear having a budget is the first piece of the financial stability puzzle. But how do you create a budget when your income varies month to month? If you’re self-employed or only earn commission, you know one month you can make…
You’ve been working hard to cut expenses and quit living paycheck to paycheck. You negotiated a raise or landed a higher-paying job. Your side gig is creating a buffer in your budget. No matter the reason, it’s time to put the extra money in your…
The biggest purchase of your life is your house. Whether you’re preparing to close on a house or looking at a renewal bill for your current home’s insurance, you might have questions about homeowners insurance coverage and its cost. Frequently asked home insurance policy questions…
You’re working hard to pay down debt, build an emergency fund, save for your children’s college years, or fund your retirement. (Maybe all of those!) You’re also determined to improve your health and reduce stress too. But when you pay your gym membership each month,…
A new start. A fresh beginning. Time to turn the page. Whatever words you use to describe it, you’re ready to focus on making positive changes in your life. Do you make New Year’s resolutions? Have you shifted to building good habits rather than making…
You hate to admit it, but even if you don’t say it out loud, “I’m so stressed out” describes how you feel most of the time. Work is stressful. Getting the kids to daycare, school, and all of their activities is stressful. Helping your aging…
Each time you’ve pulled out your credit card this month, it’s bothered you more. This was supposed to be the year for starting a budget, building an emergency fund, and quitting living paycheck to paycheck. But your New Year’s resolution to take control of your…
There’s a myriad of reasons people seek advice and support when it comes to their personal finances. Some people need immediate guidance to deal with a financial crisis. Others are looking for long-term assistance to meet financial goals. If you need advice on a specific…
According to the Kaiser Family Foundation, $3.8 billion in retail prescription drugs were filled at pharmacies in the United States in 2019. If you’re generally healthy, have good insurance, and only need to fill a prescription a few times a year (or less), you may…
While you’re working hard to find great deals and optimize your holiday shopping, criminals are working hard to steal and use your credit card information. If you haven’t experienced an unauthorized charge on a credit card yet, you probably know someone who’s been a victim…
You want to give the perfect gift. But you also don’t want to buy the wrong size or give a duplicate item. We’ve all been there, and it seems most of us have discovered a fix. But are gift cards or cash a better option?…
![Sell the House or Rent it Out? [What to Consider]](https://womenwhomoney.com/wp-content/uploads/2018/11/sell-or-rent-it-out-1-768x402.jpg)
There are plenty of reasons why you might find yourself thinking about selling a house or renting it out. You may be moving up from a starter home or downsizing from a larger home. Or perhaps you’re relocating for a job, combining households, inheriting a…
Whether you’re moving to a new city, filling out payroll forms for your new job, or reviewing financial statements at month-end – your money and where you keep it are on your mind. If you’re looking for a new place to put your money or…
Furry friends bring so much love to your house, but just like new human babies, they also carry additional expense. Before you decide to bring one home, you need to know how to prepare your budget for a new pet. Let’s dive into some of…
Should you use a HELOC (home equity line of credit) as an emergency fund? You may ask yourself that question after realizing how much equity you have in your home. Or after seeing what little interest an emergency fund earns in your savings account. Using…
Quite simply, the cost of living (COL) is what you pay to cover the basics to live, such as housing, food, utilities, etc. Since it’s not your imagination and it really does cost more to live now than it did for previous generations, would it…