Personal finance articles related to how money influences us or how we interact with money in our everyday life.
Money affects many areas of our lives, including our relationships. And research shows couples that argue about money are more unhappy and likely to divorce. When I got engaged 25 years ago, I didn’t know the stats on money problems and divorce. If I had…
We’ve both practiced gratitude, yet it’s not as ingrained of a daily habit as either of us would like it to be. Still, we’ve witnessed how the practice of gratefulness has helped us and others in numerous ways so we continue to strive to do…
For decades, buying a car has involved a trip to the dealership, high-pressure sales associates, and lots of negotiation. If you haven’t purchased a new or used vehicle recently, though, prepare to be surprised. From car vending machines to seven-day free trials to buybacks at…
Financial scams are everywhere. From bogus investment schemes to gift card scams, there are plenty of ways for fraudsters to separate you from your hard-earned cash. While you may be familiar with some of the common scams that result in people becoming victims of financial…
![Do You Have a Shopping Addiction? [How to recover]](https://womenwhomoney.com/wp-content/uploads/2021/10/Street-Sign-Directing-Way-to-Shopping-768x402.jpeg)
Shopping is very much a part of everyday life, especially in today’s world of one-click purchases and Apple Pay. But when shopping becomes a compulsion, you buy things you don’t need, or you’re deeply in debt because of your purchases, there may be a bigger…
Meal kits have been around for several years, but they soared in popularity once the pandemic began. You likely see ads for a meal kit delivery service everywhere, on your social media feeds, television, and magazines. The companies’ names are fun and catchy such as…
Many employers recognize there’s more to employee’s lives than work. Stress, anxiety, grief, and trauma affect all aspects of life, including job satisfaction and performance. So, many companies use Employee Assistance Programs (EAPs) to support employees with life difficulties. An EAPs goal is to catch…
The sun is setting a little earlier each night and there’s a hint of fall in the air. But I’m squeezing every minute out of summer that I can! And one of the new activities I’ve really enjoyed recently is spinning. Spinning is a group…
How are you storing your valuable items and important documents? Everyone has something of value that needs safeguarding, such as passports, birth certificates, marriage licenses, and family heirlooms. You can keep your valuables at home in a shoebox hidden under a loose floorboard, but that…
Meal prepping is a big food trend these days, especially on sites like Instagram, where influencers layout beautiful pictures of perfectly portioned meals for the week. And there’s a reason preparing your meals in advance has become such a big trend; it can save you…
Saving more money means reaching your money goals faster. The good news is, there are thousands of money-saving ideas to help you save on everything! Indeed, cutting expenses and saving on purchases is a great way to build savings faster. Yet there are times when…
Buy now, pay later (BNPL) services are rising in popularity with consumers. Services such as Sezzle, Afterpay, and Klarna let shoppers break up their payments into interest-free installments and take their purchases home the same day. With so many consumers opting in and many services…
Are you looking for ways to add some wiggle room to your monthly budget? Reevaluating your monthly expenses and reducing monthly subscriptions and bill payments are two effective ways to do this. When you feel like you’re paying too much for utilities, internet fees, and…
Home improvement projects are gaining in popularity. According to a 2020 survey by Nerdwallet, over 60% of homeowners made home improvements over the last year. And kitchens have the broadest appeal of any home improvement project. But renovating a kitchen is a big task. It’s…
![Focus to Achieve Financial Independence [+ Infographic]](https://womenwhomoney.com/wp-content/uploads/2021/06/celebrating-financial-independence-1-768x402.jpg)
No matter where you are on your financial journey, achieving financial independence should be your ultimate goal. Having enough money to pay for your living expenses for the rest of your life – without having to work – requires a financial plan and concentration on: Financial F –…
If you have an outdated or unfinished basement, you probably think about its possibilities. Maybe you dream of using it as an extra living space for your family. Or perhaps you think it could add value to your home. Whatever the reason, you might wonder…
Financial planning might sound boring. Yet what it can do for your financial future is anything but dull. A financial plan is a guide for reaching your goals and dreams—it gives you a picture of where you’re at, where you want to go, and how…
Congratulations on finishing college and entering the workforce! Life after school is exciting. But it can also be overwhelming. There’s so much to do to establish your adult life after college. So, where do you start? Don’t worry; we’re here for you with some practical…
One of the biggest concerns those self-employed, unemployed, or early retired have is how to pay for healthcare. According to EHealth, the average non-subsidized healthcare plan for a family of four was $1437 per month in 2020. And that is just the cost of premiums!…
Having a budget is a big part of building your financial house. Still, budgeting is easier said than done. For many people, starting a budget can feel overwhelming. And for the folks who have tried a budgeting process, some don’t stick with it. For others,…
With many of us spending more time than ever in our homes and less money on travel and eating out, home renovations are all the rage. According to Harvard’s Joint Center for Housing Studies, fully 80% of homeowners engaged in some sort of renovation project…
A challenged world is an alert world. Individually, we’re all responsible for our own thoughts and actions – all day, every day.” IWD Each year, International Women’s Day (IWD) is recognized worldwide on March 8th, to: Celebrate the cultural, economic, political, and social achievements of…
![Credit Card Rewards Program Mistakes [+ how to avoid]](https://womenwhomoney.com/wp-content/uploads/2021/02/display-of-reward-earning-credit-cards-768x403.jpg)
Many credit card companies offer rewards to attract new customers. And it works! A 2018 study found 79% of people choose credit cards for their rewards. But is it always a good idea to use credit cards for rewards? Once you sign up for a…
Financial education is essential and should start as early in life as possible. While the number of schools adding personal finance to their curricula continues to grow, many kids don’t get taught about managing money at school or at home. What’s one way to help…
When it comes to bank accounts, is too much of a good thing too much? Should you have more than one or two bank accounts? And should they be at different banks? The more bank accounts you have, the more time it takes to track…
Before you start to panic, understand that committing tax fraud involves more than making common mistakes on your income tax return. But there are numerous types of tax fraud and evasion that could result in civil or criminal penalties. The Internal Revenue Service (IRS) treats…