financial stress

Should You Borrow Money From Friends or Family?

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Have an unexpected expense? Between jobs? Don’t have quite enough money saved for a down payment on a home? Whatever the reason, if you’re in a tight financial situation, you might consider borrowing money from family or friends. But should you borrow money from friends or family? There’s more than money to consider before you […]

How Can You Use Values To Make the Best Money Decisions?

What’s most important to you? What do you value most in life? Do your actions each day line up with what you say matters most to you? Do you spend your time and money in ways that support your values? Whether you realize it or not, your bank and credit card statements tell a lot […]

Are My Financial Fears Common? [How to Overcome 17 Money Worries]

You probably didn’t stress out about money as a kid. If you got an allowance, earned money, or received cash as a gift, it usually meant you could buy something you wanted. Even if your parents made you save part of it or set aside money to donate to others, spending money was exciting and […]

Financial Abuse – How Do You Identify It And Who Can Help? [Resources and Hotlines]

Note: This post may contain triggers for those who have been in abusive relationships or been through sexual assault. What is Financial Abuse? Financial abuse is when the person ‘in power’ – the abuser – controls their victim’s access to money, including: Controlling their spending Stealing their money, credit, property, or identity Denying them access […]

How Can You Avoid Financial Mistakes In A Divorce?

Divorce affects people on every level – mentally, physically, emotionally, and even socially. Financially, it has the potential to be a complete disaster as it’s not difficult to make mistakes. Financial mistakes women make when going through a divorce include: Focusing too much on small details Thinking short-term Denying poor financial habits Seeking revenge Relying […]

SmartPath: A Sales-Free Digital Financial Coaching Program

If you’re struggling in the paycheck to paycheck cycle or have financial goals you can’t prioritize or stay motivated to meet, a SmartPath financial coach could be your answer. Financial coaches empower clients to save more, pay down debt, and improve their credit scores. They provide straightforward steps to help you master budgeting, pay off […]

How Does The Debt Collection Process Work?

At some point in your life, you may fall on hard financial times and be unable to pay your bills. Despite your struggles, your creditors still want to get paid. They’ll likely employ a series of tactics called debt collection to get their money from you. This process may involve constant (potentially harassing) communication from […]

Can I Save For Retirement While Helping My Kids & Parents?

If you’ve asked yourself how you’ll save for retirement while also financially helping your kids and parents, you’re not alone. A few years ago, the Pew Research Center reported that almost half of all adults in their 40’s or 50’s were either raising a child or supporting a grown child, while also helping a parent […]

How Do I Adopt An Abundance Mindset and Why Is It Important?

As you navigate day-to-day life, you face plenty of challenges. Dealing with issues at work, at home, or with personal situations can be a real struggle. Another thing you might find difficult is accepting responsibility for your happiness and success. While you do plenty of things right, you may not realize you’re setting up barriers […]

What Is Impostor Syndrome And Can It Affect My Finances?

You get an acceptance letter from your “reach” college. You land your dream job. Your annual review is glowing. You ace a challenging certification exam. You get a promotion at work. Your small business is thriving. These are all examples of times when you should feel excitement and pride for your hard work, dedication, and […]

What Is The Best Way To Handle A Difficult Work Colleague?

You landed your dream job but it’s turned into a nightmare because of a difficult colleague in the office. You’ve been a happy employee for years and a new hire is now causing you more stress than you deserve. Maybe you’re re-thinking your whole career after taking time off because of a situation with a […]

Retail Therapy: Is Emotional Spending Ever A Good Idea?

Whether you believe that money can buy happiness or not, research shows shopping can improve your mood. And while it might only be a temporary fix for some, emotional spending isn’t always a wrong financial move. Plenty of people use retail therapy when they are upset about something at work, sad about a relationship ending, […]

What Is A Financial Mission Statement? Why And How Do I Create One?

Staying focused on your financial goals can be difficult. You know what they are. And you know you’ll be better off if you stick to them. But you also have a lot going on in your life, and it can be hard to remain dedicated to something just floating around in your head. If you’re […]

What Are The Best Ways To Help Aging Parents Financially?

Whether you’re just starting to take control of your finances or already working toward financial independence, you might also be thinking about a common financial fear – your aging parents and their money. Are they financially prepared for retirement? Is their retirement plan to just keep working? Will they need your financial help? The answers […]

How Do You Know If You’re Financially Healthy?

There is good debt and bad debt, and there are high credit scores and low ones. And then there are positive net worths and negative ones. Those are just some of the many ways that people gauge their finances. With so many money metrics, how do you actually measure your financial health? Of course, personal […]

What Happens When You Cannot Pay Your Mortgage?

Perhaps you lost your job after going through a divorce. Or you’re suffering from a severe illness or injury and unable to work. Whatever the cause, you’re now struggling to make ends meet and worry you can’t pay your mortgage. On top of it being a rough emotional time, your finances are a wreck. You […]

What Are The Best Ways To Manage Money After Job Loss?

In some ways, it’s our greatest fear. Losing a job means losing financial security, the ability to pay bills, maybe even your home. Your job may currently feel stable and your career field always hiring. But a job loss can come without warning, seemingly out of nowhere. The Wall Street Journal previously reported low rates […]

Improving Your Financial Health With Apprisen – A Review

The Women Who Money team created our mission statement before we launched our website in 2018. Although we focus on supporting women, we believe the articles we publish can help anyone improve their financial literacy as they work to become financially independent. At Women Who Money, we desire to: “Empower women with the knowledge, skills, […]

Why Do So Many People Break Up Over Money?

Research shows the more couples argue over money, the more likely their relationship is to break up over money or cause divorce in a marriage. Why? Because it’s about more than just money… When you argue about money, you’re arguing about issues going deeper than the actual dollars and cents. And these are powerfully emotional […]

Is It A Bad Idea To Loan Money To Family Or Friends?

In a financial pinch, turning to friends and family for a little financial help seems like a good option. After all, what could go wrong? Plenty. Many people have horror stories about personal loans destroying and ending relationships. It would be challenging to find anyone who hasn’t seen the effects of what money transactions between […]

Is Mediation a Good Way To Save Money On a Divorce?

Your relationship is ending. On top of the stress, emotions, and decisions involved in going your separate ways, worrying about money is keeping you up at night. You know you need to protect yourself and your financial future but paying a lawyer thousands of dollars really concerns you too. You’ll both end up broke if […]

How Do I Budget When My Partner Is A Spender?

You dreamt of the day you’d join your life with the person who makes your soul happy. Your nearly flawless alignment has been almost surprising. However, as “mine” and “yours” have become “ours,” one subject remains sore: finances. You’ve done the work of calculating the perfect budget with a place for everything and everything in […]

What Is the Pink Tax? (And Are You Paying It?)

Women pay an average of $1,350 a year just for being women. For all the gender equality strides that have been made, it’s still difficult to be a woman in 2019. Women still only make 80.5 cents for every dollar men make, according to the Institute for Women’s Policy Research. There were only 24 women heading […]

Should We Be Discussing Money Troubles With Others?

In our culture, talking about money – especially money troubles – can be uncomfortable. Money feels like a very personal topic. And, like discussing politics and religion, it’s a topic laden with the potential for judgment and scrutiny. Telling others our income or how much we save can come across as egotistical. And sharing our […]

Job Burnout: What Are The Signs And How Do You Overcome It?

You might spend tons of money and years in college preparing for a career. You may start a job out of high school, and work your way up to management. Or instead, you’ve taken an entrepreneurial route dedicating incredible amounts of time, energy, and money building a business. Few could question how hard you work […]

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