Articles to help you with all your financial plans, from planning your insurance coverages to your retirement to your estate.
When you’re working on getting your financial house in order, it can be overwhelming to consider all the different insurance products you can (and sometimes are required to) purchase. To protect your financial future there’s insurance for your: Health Life Disability Vehicle Home Cell phone…
![Why Women Need Life Insurance [and how much to get]](https://womenwhomoney.com/wp-content/uploads/2019/07/why-do-women-need-life-insurance-1-768x403.jpg)
If you have a love-hate relationship with insurance, you’re not alone. You love the peace of mind and protection insurance provides but hate seeing premium payments leave your bank account. Buying health, auto, disability, or homeowners/renter’s insurance helps protect you from being financially devastated by…
A wedding is an exciting time. There are beautiful flowers, dresses, and celebrations. The couple vows a lifetime of love, respect, and commitment to one another. When they enter into their life together, they’re happy and content, and they never expect that to change. But…
When it comes to retirement savings accounts, there are several options available. But your choices for individual retirement accounts can seem limited if you’re a high-income earner. This is especially true when you look at the Roth IRA. A Roth IRA (Individual Retirement Account) is…
It’s the week your big bonus from work hits your bank account. Or you receive a sizeable cash gift or inheritance from a relative. Perhaps you have proceeds from the sale of your home or cash from a rollover retirement account. Or you’ve just been…
In the past decade, technology solutions helping consumers save money have expanded into numerous industries, including cars, homes, and health insurance. Many Americans now demand tech-based ways to reduce costs, and they’re willing to switch companies to get them. As a response, insurance companies are…
Many of us don’t think about retirement or saving for it until it’s too late. When we do save, we plan for money to cover rent, utilities, groceries, and insurance. However, many people overlook saving for healthcare costs in retirement. This is by far one…
For many young adults, college is when the topic of money and finances gets real. Many college students start to manage money on their own for the first time in their lives. College students use money daily. Many have recurring bills to pay, such as…
Imagine you’ve become incapacitated. You may be unconscious, or unable to speak or reason. How do you want your medical treatment handled? If you’ve never documented your wishes or at least discussed them with your spouse, parents, or adult children, medical personnel will make those…
You’ve been working hard to cut expenses and quit living paycheck to paycheck. You negotiated a raise or landed a higher-paying job. Your side gig is creating a buffer in your budget. No matter the reason, it’s time to put the extra money in your…
![Work Optional: Retire Early, Live Your Best Life [Review]](https://womenwhomoney.com/wp-content/uploads/2019/02/work-optional-1-768x402.jpg)
If you’ve spent any time reading about personal finance lately, you’ve likely heard about the “FIRE” movement. FIRE means Financial Independence – Retire Early. Suze Orman got headlines by announcing she hated the FIRE movement (but she changed her position a few weeks later.) While…
It feels like there’s an insurance product for just about every element of the human experience. After all, you can insure your health, your home, your car, your ability to work, and even your life. While some coverage is compulsory, at the end of the…
You wonder how much insurance will cover when a reminder for your next dentist appointment pops up on your calendar. You can’t sleep because of a toothache, but insurance coverage through your new job doesn’t start for weeks. You’ve put off routine cleanings the last…
The biggest purchase of your life is your house. Whether you’re preparing to close on a house or looking at a renewal bill for your current home’s insurance, you might have questions about homeowners insurance coverage and its cost. Frequently asked home insurance policy questions…
Managing your finances is a complicated endeavor with a lot of independently moving parts. You may have children to support, day to day bills to cover, debts to pay off, and retirement to plan. Throwing even more into the mix, you may come to a…
The growing cost of college for our children can be downright overwhelming. Many parents are still paying off their own student loan debt. So thinking about the best ways to save for their kids’ college often gets delayed. College costs in the US have steeply…
According to the Kaiser Family Foundation, $3.8 billion in retail prescription drugs were filled at pharmacies in the United States in 2019. If you’re generally healthy, have good insurance, and only need to fill a prescription a few times a year (or less), you may…
This is a sponsored post for Prudential. Recently, Vicki (one of the co-founders of Women Who Money) enjoyed a beautiful fall afternoon partnering with Prudential at a “lifetime fans” event outside of the Prudential Center in Newark, New Jersey. The event promoted the importance of…
If you contribute to a 401(k) plan through your employer, it could be one of your most substantial assets besides your home. And if money is tight and your savings account balance is running low, you might wonder how you can tap the funds in…
Saving for retirement is critically important and should be a part of everyone’s financial picture. But what can you do if you are already maxing out your employer-sponsored retirement plan? Left behind an old 401(k) when you changed jobs? Or just don’t have access to…
This is a sponsored post for SheSpeaks/Prudential. Recently, Amy and Vicki (the co-founders of Women Who Money) participated in Protect Your Retirement Day in New York City as a partner of Prudential. The event was sponsored by the Alliance for Lifetime Income, a nonprofit 501(c)(6)…
If your employer offers a retirement savings plan, chances are one of your investment options is a target-date fund. They may be grouped under a heading such as “Do the Investing for Me”, “Balanced”, or “Asset Allocation”. You’ll recognize them because they have a year…
An unfair truth of life: if you lost the DNA vision lottery and need corrective lenses, not only do you have to deal with the hassle of eye exams, glasses, or contacts, you have to pay for it, too. We at Women Who Money understand…
It’s that time of year again. You’re seeing notices or getting emails from human resources talking about the upcoming Open Enrollment period. There’s information for a variety of different insurance plans and their costs available for your review. If you are a newer employee, you…
If you drive an older vehicle, you’ve probably wondered what insurance you really need and how you can save money on it. You don’t want to spend more than you need to when insuring an older car. At the same time, you want to make…
You finally decided to start freelancing or start your own business. You know there’s a lot to consider when launching your gig. You’ve already chosen the right business structure, registered your business, opened a bank account and obtained a designated credit card for your business,…