Start here if you’re looking for more in-depth knowledge on personal finance topics such as advancing your career, eliminating your mortgage, diversifying your investments, increasing your earning power or starting your own business.
Many households nowadays are dual income, with both partners working and bringing in money to run the home. Even in single-income households, having a partner can help with budgeting, paying off debts, and planning for the future. When single, you can only depend on yourself…
You found the perfect home, it fits your budget, and you’re ready to put in an offer the seller can’t refuse. But it’s not as simple as offering a fair price. Low interest rates and high demand for homes in some areas create a seller’s…
As the weather turns colder and the daylight becomes shorter, you may be busy planning for the holiday season. But something else worth focusing your attention on during this season is your finances. Like your physical health, your financial health needs a check-up at least…
![Why You Need a Home Inventory [+ how to create one]](https://womenwhomoney.com/wp-content/uploads/2020/11/colored-drawing-of-a-houses-inventory-768x403.jpg)
Each year, one of every 20 households file insurance claims due to theft, fire, wind, and water damage. In 2019, losses from natural disasters topped $25 billion, and 2020 is shaping up to outpace that number. It’s not something anyone likes to think about, but…
The coronavirus pandemic has wreaked havoc on the financial situation of this country and its people. The effect is felt most by the economic impacts of shutdowns and other various restrictive measures. But another casualty of the pandemic quietly added another financial blow for many…
If you look around you, it might seem crazy not to be buying a house right now. In parts of the country, people are in bidding wars, homes fly off the market, and house prices are rapidly increasing. But real estate is not always a…
You’ve thought about becoming a freelance writer for years. It seems like the perfect way to express yourself while earning a living. But, you know you won’t become an overnight sensation. You wonder: what does it actually take to be a successful freelance writer? Growing…
If you’re not quite sure of the difference between active, passive, and portfolio income, this article is for you. It’ll help you understand what makes each one distinct and provide insight into which income source or sources to target. Active, Passive, & Portfolio Income Explained…
Does your debt prevent you from living a stress-free life? How often does your debt come between you and your financial goals? Paying down debt can be a difficult task, but not an impossible one. There are a few different methods of paying off your…
As a parent, we always want to do what’s best for our children. Paying for a college education is a difficult choice to make for several reasons. But, no one wants their kids to be weighed down with tens of thousands of dollars of student…
Retirement can be a daunting concept, especially if you have thoughts like “Will I ever be able to retire?” or “ I have no idea how much I need in retirement” floating around in your head. Truth is, these are common concerns for many people…
![How to Make Estimated Tax Payments [Avoid IRS Penalties]](https://womenwhomoney.com/wp-content/uploads/2020/09/woman-tired-of-calculating-estimated-tax-payments-768x403.jpg)
So many single moms – especially newly divorced single moms – end up in tax trouble. It’s one of the things no one really tells you about until it’s too late and you’re already on the hook for IRS penalties and interest on taxes you…
![Financial Gaps Women Face [How to overcome them]](https://womenwhomoney.com/wp-content/uploads/2020/09/businesswomen-reviewing-the-financial-gaps-women-face--768x403.jpg)
You work really hard. Yet somehow, you still make less than your male counterparts, impacting your retirement fund, among other things. What gives? Many women are noticing many unfair disadvantages involved in making money and expanding wealth. If you’re consumed with fear of doing everything…
If you’ve ever watched an entire movie you didn’t enjoy or ate food you didn’t like – just because you paid for them, you’ve experienced the sunk cost fallacy. In these examples, the money you spent on the movie and food is a sunk cost….
When you’re anxious, distracted, maybe even a bit nauseous, as your weekend comes to a close there’s a good chance you’re suffering from a case of the Sunday Scaries. Many people start their Sunday mornings, still savoring the weekend only to end the day consumed…
When you started along your career path, you approached each day with enthusiasm and dedication. Your work made you happy and fulfilled. But now, something isn’t right. You begin each day with apathy — or worse, dread. You hate that something once precious to you…
It’s 2020; old age is looming closer, accompanied by the threat of a lackluster retirement. Of course, you’re anxious about your financial future. But you’re too busy taking care of everyone else to do anything about it. According to this study by Employee Benefit Research…
When you’re preparing to buy a home it’s an exciting time, and a bit stressful. After all, it’s one of the most significant purchases you’ll ever make, and it’s a place where you’ll make lasting memories. It’s also quite a process to get from home…
It’s always exciting to hear from customers or potential clients when you’re self-employed. But, if you’ve been in business long enough as an artist, musician, blogger, speaker, photographer, designer, coach, or personal trainer, there’s a good chance someone’s asked you to perform quality work without…
Do you feel like you’re drowning in debt? Struggling to stay on top of minimum payments or interest payments? Incurring late fees? Or perhaps you’re chipping away at your obligations but still feeling like you cannot move that mountain? Depending on your situation, you might…
First comes love and then comes marriage, right? The idea of marrying for love is relatively new, despite what pop culture might have you believe. When it comes right down to it, getting married forms a legal contract. As such, there are financial pros and…
Investing in the stock market can be an excellent way to build long-term wealth. There are many different ways to invest, depending on your financial goals and risk tolerance. Creating a diversified investment portfolio is one of the best ways to grow your money. Diversification…
Maybe it’s time for a career change due to some severe burnout. Or, perhaps you’re returning to the workforce after time away. Whatever your reason, looking for a new job can be exhausting. It’s practically a full-time job in itself! To balance it with your…
For decades, experts have warned Americans not to rely on Social Security as a viable way to support themselves during retirement. The Federal Government implemented Social Security in 1935 to provide Americans with some income to supplement their finances after retirement. But Social Security was…
Perhaps you want to grow your small business, so you’re looking to cut back hours at your 9-5. A great part-time job could be all you need to reach your financial goals. Working less would help you care for your kids or aging parents. Rather…
![Selling a Home to Someone You Know [Good Idea?]](https://womenwhomoney.com/wp-content/uploads/2020/06/Selling-house-to-family-or-friends-1-768x403.jpg)
You’ve decided to sell your home and a friend or family member has expressed an interest in buying it. Even though it seems like a much simpler way to sell your house – remember that easier isn’t always better. There are plenty of advantages to…