Your personality affects a lot about how you interact with the world. But did you know it also affects how you perceive and use money, too? One popular personality map is the Enneagram, a method that’s been in use for several decades, helping people understand…
You’ve finally decided to start your own business. That’s exciting — congrats! You’re passionate about your idea and confident in your ability to pull it off. Still, you’re not sure how to fit being an entrepreneur into your life – especially your professional life. The…
Investing in real estate is a popular way for people to build wealth over time. Commercial real estate may interest more seasoned investors. But those who are just starting usually invest in single-family rentals or smaller multi-family properties. House ‘hacking’ has also grown in popularity…
If I had more money, ____ wouldn’t be a problem. I work hard. I deserve that new _____. I’ll never be able to pay off this debt. I can’t earn enough to get ahead. I need X amount of money to have peace of mind….
Employer pension plans are a thing of the past. This means saving for retirement is a must, today more than ever before. Saving in any retirement plan is better than not saving at all. But you need to know your options to navigate your retirement…
There are plenty of reasons to look at various options for borrowing money when you need it. A mortgage to buy a home, an auto loan to purchase a car, or student loans to attend college. If you need money for other reasons, you might…
What’s your plan if you lose your job? What will you do if your work hours get reduced? What happens if you lose your child care? These aren’t easy (or fun) questions to answer. Yet everyone should think about what they would do in a…
Deciding where you’ll live is never an easy decision to make. Whether you’re graduating into an uncertain job market or feeling buried by debt, one choice more and more young people are considering is moving back home to their parents. While multigenerational living certainly isn’t…
Whether you’re already a stay-at-home parent, or considering the possibility, money is a primary concern. When deciding to have one parent stay home, your priority is figuring out how to live on less income. But you also need to understand that the parent who quits…
If you’re moving to a higher cost-of-living (HCOL) area from a lower cost-of-living area (LCOL), you’re probably anticipating higher prices for housing and food. Have you also thought about other expenses likely to increase, like childcare, transportation, and utilities? Moving to a more expensive city…
One of the most important jobs we have as parents is to teach our children how to navigate the adult world. An important skill they’ll need to master is managing their money. Starting while they’re young is a good plan, but if you’ve missed that…
My client knew that it was time to end her marriage, and she was terrified. She had no idea how much money they had and, more importantly – no access to it. She had a debit card, but it was always low on funds. More…
According to a report by Merrill, over three-quarters of parents provide financial support to their adult children. From allowing their kids to live at home to paying for their cell phone bills or even footing their student loan payments – parents are giving grown children…
Seldom does anyone get the opportunity to skate through life without having to borrow money. Of course, many people borrow money to buy a house or a new car. But the kind of borrowing we’re referring to is the use of credit cards or personal…
Women Who Money was created to provide trustworthy personal finance information for women (and men!). We write articles on topics that help our readers understand financial concepts, make smarter moves with their money, and become more financially healthy. Money and relationships is a topic we…
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Investing in the stock market can be an excellent way to grow long-term wealth. Some people think you have to be an expert or have a lot of money to start investing. But once you know the basics of stock market investing, you have what…
As cliche, as it may sound, life is hard. You’re constantly juggling competing demands in everyday life, and sometimes, unfortunately, you’re faced with emotionally challenging situations. You know you can’t be at your best when you run yourself ragged. So, to prevent burnout and other…
It’s no secret many people eventually encounter difficulties dealing with their finances. In some cases, it’s a matter of poor borrowing habits and improper money mismanagement. But other times, people fall victim to circumstances beyond their control and wind up needing money through no fault…
From the down payment to financing to finding the right home – there are many things to consider when buying a home. It’s all much easier – and less stressful – when you understand the process and prepare. Though it’s easy to get caught up…
At one time or another, you’ve likely felt the icy chill of panic associated with a lost wallet. Oh no, there goes my week – and my credit! At that moment, it occurs to you how vulnerable we are to identity theft and fraud when…
When you begin taking control of your money and reading about personal finance, you may come across finance terminology you aren’t familiar with. This can end up frustrating you or lead to mismanagement of your funds. And we certainly don’t want that! Below you’ll find…
Taking control of your personal finances means spending plenty of time looking at numbers. It can be overwhelming tracking expenses, creating a budget, monitoring credit card balances, and growing your income and net worth. But it’s also some of the most important work you can…
Retirement. Whether you’re 5 years or 35 years away from trading your time for money there’s a lot to consider. How will you spend your days in retirement? Where will you live? And how you will pay for it all? If you’ve not yet considered…
You know plenty of people who have side hustles or work seasonal jobs to supplement their income. And you want to boost your bank account balance too. Whether you want more money to pay down debt, build an emergency fund, or invest more for your…
No matter where you are on your financial journey, controlling your finances is one of the most important things you can do for your future. While it’s challenging to break the cycle of living paycheck-to-paycheck or find money to invest when you’re supporting kids or…
It’s been more than a year since I opened a high-yield savings account online with Ally. After earning .01% APY on savings in my hometown bank and .10% APY from my credit union for decades, I’m finally making more money on my savings. If you…