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How Do I Get My Real Estate Purchase Offer Accepted?

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You found the perfect home, it fits your budget, and you’re ready to put in an offer the seller can’t refuse.  But it’s not as simple as offering a fair price. Low-interest rates and high demand for homes in some areas create a seller’s market. And with more competition among buyers, it’s common for sellers […]

Year-End Financial Review and Planning Checklist

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As the weather turns colder and the daylight becomes shorter, you may be busy planning for the holiday season. But something else worth focusing your attention on during this season is your finances. Like your physical health, your financial health needs a check-up at least annually. Before the year that’s been like no other winds […]

Why You Need a Home Inventory and How to Create One

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Each year, one of every 20 households file insurance claims due to theft, fire, wind, and water damage. In 2019, losses from natural disasters topped $25 billion, and 2020 is shaping up to outpace that number.  It’s not something anyone likes to think about, but it can and does happen. And after going through a […]

What are the Financial Impacts of Distance Learning?

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The coronavirus pandemic has wreaked havoc on the financial situation of this country and its people. The effect is felt most by the economic impacts of shutdowns and other various restrictive measures. But another casualty of the pandemic quietly added another financial blow for many Americans. Distance learning. As cases continued to climb around the […]

The Real Estate Trap: Don’t Fall for Bad Advice

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If you look around you, it might seem crazy not to be buying a house right now. In parts of the country, people are in bidding wars, homes fly off the market, and house prices are rapidly increasing.  But real estate is not always a good investment. It’s important to consider all the angles before […]

What Does it Take to Be a Successful Freelance Writer?

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You’ve thought about becoming a freelance writer for years. It seems like the perfect way to express yourself while earning a living. But, you know you won’t become an overnight sensation. You wonder: what does it actually take to be a successful freelance writer? Growing your freelance writing business might be more involved than you […]

Active vs. Passive vs. Portfolio Income: What’s the Difference?

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If you’re not quite sure of the difference between active, passive, and portfolio income, this article is for you. It’ll help you understand what makes each one distinct and provide insight into which income source or sources to target. Active, Passive, & Portfolio Income Explained The main distinctions between these income types are how you […]

Pay Down Debt Quicker with a Side Business

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Does your debt prevent you from living a stress-free life? How often does your debt come between you and your financial goals? Paying down debt can be a difficult task, but not an impossible one. There are a few different methods of paying off your debt quicker, but one of the best ways is to […]

How Much Should We Save for Our Kid’s Education?

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As a parent, we always want to do what’s best for our children. Paying for a college education is a difficult choice to make for several reasons. But, no one wants their kids to be weighed down with tens of thousands of dollars of student loan debt either. Sure, you can wait until your kid […]

How to Make Estimated Tax Payments and Avoid IRS Penalties

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So many single moms – especially newly divorced single moms – end up in tax trouble. It’s one of the things no one really tells you about until it’s too late and you’re already on the hook for IRS penalties and interest on taxes you didn’t even realize you owed. So if you: Started a […]

What Financial Gaps Do Women Face? [How to Overcome Them]

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You work really hard. Yet somehow, you still make less than your male counterparts, impacting your retirement fund, among other things. What gives? Many women are noticing many unfair disadvantages involved in making money and expanding wealth. If you’re consumed with fear of doing everything right and still falling prey to economic exploitation, you’re not […]

Sunk Costs: What They are and When to Ignore

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If you’ve ever watched an entire movie you didn’t enjoy or ate food you didn’t like – just because you paid for them, you’ve experienced the sunk cost fallacy. In these examples, the money you spent on the movie and food is a sunk cost. The reasoning behind your decisions to watch the movie and eat the […]

How Do I Banish the Sunday Night Blues?

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You’re anxious, distracted, maybe even a bit nauseous. If that sounds like you, there’s a good chance you’re suffering from a case of the Sunday Scaries.  Many people start their Sunday mornings, still savoring the weekend only to end the day consumed by worry about the week ahead. Thankfully, it’s possible to beat the Sunday […]

Falling Out of Love with Your Career? Here’s What to Do.

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When you started along your career path, you approached each day with enthusiasm and dedication. Your work made you happy and fulfilled.  But now, something isn’t right. You begin each day with apathy — or worse, dread. You hate that something once precious to you has turned into a source of boredom or misery. You […]

Why Gen X Women are Anxious About Their Finances [+ How to Cultivate Financial Power]

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It’s 2020; old age is looming closer, accompanied by the threat of a lackluster retirement. Of course, you’re anxious about your financial future, but you’re too busy taking care of everyone else to do anything about it. According to this study by Employee Benefit Research Institute, members of Generation X feel less confident about retirement […]

How To Buy A Home: From Viewings to Closing

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Whether you’re buying your first home or your third, it’s an exciting time. After all, it’s one of the most significant purchases you’ll ever make, and it’s a place where you’ll make lasting memories.  It’s also quite a process to get from home viewings to closing. Buying a home takes time, money, and a lot […]

Should You Ever Work For Free?

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It’s always exciting to hear from customers or potential clients when you’re self-employed. But, if you’ve been in business long enough as an artist, musician, blogger, speaker, photographer, designer, coach, or personal trainer, there’s a good chance someone’s asked you to perform quality work without budgeting money to pay you. Freelancers from all professions get […]

Is Consolidating Your Debt a Good Idea?

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Do you feel like you’re drowning in debt? Struggling to stay on top of minimum payments or interest payments? Incurring late fees?  Or perhaps you’re chipping away at your obligations but still feeling like you cannot move that mountain?  Depending on your situation, you might consider debt consolidation. To know if it’s right for you, […]

Are There Financial Benefits to Marriage?

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First comes love and then comes marriage, right? The idea of marrying for love is relatively new, despite what pop culture might have you believe.  When it comes right down to it, getting married forms a legal contract. As such, there are financial pros and cons to marriage worth considering before you walk down the […]

What are Exchange Traded Funds (ETFs)?

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Investing in the stock market can be an excellent way to build long term wealth. There are many different ways to invest, depending on your financial goals and risk tolerance.  Creating a diversified investment portfolio is one of the best ways to grow your money. Diversification helps you build wealth while lowering the risk of […]

Can a Recruiter Really Help With My Job Search?

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Maybe it’s time for a career change due to some severe burnout. Or, perhaps you’re returning to the workforce after time away.  Whatever your reason, looking for a new job can be exhausting. It’s practically a full-time job in itself! To balance it with your busy life, it makes sense to streamline and expedite the […]

Why and How Do You Diversify an Investment Portfolio?

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For decades, experts have warned Americans not to rely on Social Security as a viable way to support themselves during retirement. The Federal Government implemented Social Security in 1935 to provide Americans with some income to supplement their finances after retirement. But it was never intended to be a total solution. The best option Americans […]

What Should I Know Before Accepting a Job Share Position?

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Perhaps you want to grow your small business, so you’re looking to cut back hours at your 9-5. A great part-time job could be all you need to reach your financial goals. Working less would help you care for your kids or aging parents. Rather than retire, you’d love to work part-time to have a […]

Is Selling a Home to Someone You Know a Good Idea?

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You’ve decided to sell your home and a friend or family member has expressed an interest in buying it. Even though it seems like a much simpler way to sell your house – remember that easier isn’t always better.  There are plenty of advantages to both parties when someone you know buys your home. But […]