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Is Working With a Travel Agent Worth The Time And Money?

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Whether you have a real passion for travel or you only pack your bags on occasion, there’s work involved in planning a trip. With Google at your fingertips, it’s easier than ever to make your own travel plans. But is “DIY” travel planning always the smartest (and most frugal) move? It makes good sense to […]

Retail Therapy: Is Emotional Spending Ever A Good Idea?

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Whether you believe that money can buy happiness or not, research shows shopping can improve your mood. And while it might only be a temporary fix for some, emotional spending isn’t always a wrong financial move. Plenty of people use retail therapy when they are upset about something at work, sad about a relationship ending, […]

What Does It Take To Be A Successful Investor?

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Several studies in the last few years have found that many women are really good investors. In fact, you might be surprised to learn that women often earn higher returns on their investments than men. They also tend to add more to their account balances over time. But there is still a confidence gap when […]

What Is A Financial Mission Statement? Why And How Do I Create One?

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Staying focused on your financial goals can be difficult. You know what they are. And you know you’ll be better off if you stick to them. But you also have a lot going on in your life, and it can be hard to remain dedicated to something just floating around in your head. If you’re […]

What Are The Best Ways To Financially Prepare For A Baby?

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Your family is growing! Whether this is your first time becoming a mom or not, preparing to have a baby brings a whirlwind of feelings, emotions, and worries. One of the biggest concerns moms-to-be face is a financial one. You may have seen estimates that it costs $233,000 to raise a child from birth to […]

Starter House Or Forever Home? Considerations When Buying Your First Place

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Buying a home is exciting. It’s also one of the most significant financial decisions you’ll ever make. So you want to get it right – and you want to get it right the first time. If you’re buying your first home, you may wonder if you should buy a “starter” home or a “forever” home. […]

Is A Money Market Account The Best Place For My Savings?

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You prioritized your financial savings goals, opened a high-interest savings account, and even automated deposits to build an emergency fund. But now you’re hearing you may earn more money on your money by putting it into a money market account. What the heck is a money market account? Is it a savings account or an […]

When Is Taking Out A Personal Loan A Good Idea?

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A personal loan is a loan you can use to fund any purpose.  But before you start scheming about what you’d do with an extra few grand, it’s important to understand how this type of loan works so you can determine if taking on this debt is right for your situation. Common Reasons to Get […]

Why Is It Important For Women To Invest And Not Just Save?

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You hear about people not saving enough for retirement on the news. Oodles of articles report on women living longer than men and the struggle many women have with money in their later years. Family members, friends, and online communities mention the importance of women investing and they encourage you to get started. You know […]

Is Buying A Short Sale, Foreclosure Or REO Home Too Risky?

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Whether you’re looking for a bargain on your first home, hoping to score a great deal on a bigger house, looking for a house to flip, or investing in another rental property – your attention is focused on foreclosures. But is it a good idea or way too risky to buy a home in foreclosure? […]

What Happens When You Cannot Pay Your Mortgage?

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Perhaps you lost your job after going through a divorce. Or you’re suffering from a severe illness or injury and unable to work. Whatever the cause, you’re now struggling to make ends meet and worry you can’t pay your mortgage. On top of it being a rough emotional time, your finances are a wreck. You […]

Is Investing A Lot Of Money At Once the Best Idea? Or Should I Spread It Out?

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It’s the week your big bonus from work hits your bank account. Or you receive a sizeable cash gift or inheritance from a relative. Perhaps you have proceeds from the sale of your home or cash from a rollover retirement account. Or you’ve just been saving money for a few years and now understand why […]

How Can Smart Technology Save Me Money On Insurance?

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The ever-eccentric Elon Musk recently announced plans to roll out a million autonomous ride-sharing vehicles by 2020. The ambitious goal is intended to take on the likes of Lyft and Uber, but in the grander scheme of things, it may have a much deeper impact on consumer cost savings. In the past decade, technology solutions […]

Can I Make Good Money (and Save) As A Part-Time Real Estate Agent?

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Whether you are looking for a new part-time job, considering a side hustle to supplement your 9-5, or thinking about investing in rental properties, you wonder if you can make good money as a part-time real estate agent. You’ve always been interested in real estate. Taking the preparation classes and getting your real estate license […]

Healthcare Costs in Retirement – Avoid These Big Mistakes

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Many of us don’t think about retirement or saving for it until it’s too late. When we do save, we plan for money to cover rent, utilities, groceries, and insurance. However, many people overlook saving for healthcare costs in retirement. This is by far one of the biggest mistakes you can make during your time […]

When Is The Right Time To Refinance My Mortgage?

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Refinancing your home loan could save you a lot of money. But, depending on your situation, the cost to refinance could mean you end up spending more in the long run. So when should you refinance your house? That depends on several factors. The best thing you can do is run the numbers and do […]

What Are The Best Ways To Manage Money After Job Loss?

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In some ways, it’s our greatest fear. Losing a job means losing financial security, the ability to pay bills, maybe even your home. Your job may currently feel stable and your career field always hiring. But a job loss can come without warning, seemingly out of nowhere. The Wall Street Journal previously reported low rates […]

Passion Or Profit? What Is The Best Career Path To Follow?

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Determining whether to prioritize the pursuit of wealth or personal fulfillment is perhaps the most critical aspect of choosing a career, making a professional pivot, or pursuing an entrepreneurial idea. However, it’s not necessarily easy to pick which path to take. You need to pay your bills, but you don’t want to suffer from job […]

What Are The Best Ways For Keeping My Family Safe From Identity Theft?

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Thanks to data breach after data breach, online security and identity theft are at the forefront of most adults’ minds. Most of us work pretty hard to keep ourselves safe online. We log out of public computers after using them. We create different usernames. And we change our passwords regularly. We even resist the urge […]

College Students And Money: Should College Students Have Credit Cards?

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For many young adults, college is when the topic of money and finances gets real. Many college students start to manage money on their own for the first time in their lives. College students use money daily. Many have recurring bills to pay, such as rent, insurance, and tuition. They also have to pay for […]