Personal finance articles on the how, where, when, and why of saving money.
If you’re already thinking about your summer vacation amid this dreary winter weather, who can blame you? And if you’re thinking of using credit card travel rewards to book your summer trip, now is definitely a good time to start planning your vacation. Plan Your…
The growing cost of college for our children can be downright overwhelming. Many parents are still paying off their own student loan debt. So thinking about the best ways to save for their kids’ college often gets delayed. College costs in the US have steeply…
According to the Kaiser Family Foundation, $3.8 billion in retail prescription drugs were filled at pharmacies in the United States in 2019. If you’re generally healthy, have good insurance, and only need to fill a prescription a few times a year (or less), you may…
It’s that time of year again! The time when most of us get our credit cards out and spend more than we usually do. Holiday shopping is so much more than just buying gifts though – think about the amount of money you spend on…
The holiday season is here, and you’re beginning to think about all of the shopping you need to do! Whether you did some planning and set a budget for the holidays or not, it’s important to think about what you can afford to spend. Clever…
An unfair truth of life: if you lost the DNA vision lottery and need corrective lenses, not only do you have to deal with the hassle of eye exams, glasses, or contacts, you have to pay for it, too. We at Women Who Money understand…
If you drive an older vehicle, you’ve probably wondered what insurance you really need and how you can save money on it. You don’t want to spend more than you need to when insuring an older car. At the same time, you want to make…
Kids are back in school, leaves are changing colors, and the scent of pumpkin spice is in the air. Skeletons, ghosts, and spider webs decorate store aisles, and candy sales are popping up everywhere. We’re fast approaching the day that brings out the kid in…
The Women Who Money Team and their family members use a variety of cell phone carriers. We’ve researched and used MVNO’s (Mobile Virtual Network Operators) and some of us still contract with the “Big 4” services (Verizon, AT&T, T-Mobile, and Sprint.) There are so many…
No matter your position in life – whether you’re just starting out and need pretty much everything for your first place or if the kids have left the nest and you need to replace some worn-out items – you want to spend wisely on furnishings….
New car models have hit the showroom floor, your current vehicle’s transmission just died, or your family expanded and it’s time to get a minivan. Whatever your reason for buying a new car, you’re hesitant about jumping into the whole vehicle shopping experience. You’re not…
The Women Who Money Team and their family members use a variety of cell phone carriers. We’ve researched and used MVNO’s (Mobile Virtual Network Operators) and some of us still contract with the “Big 4” services (Verizon, AT&T, T-Mobile, and Sprint.) If there is a…
You’ve been saving for months (or years!). But you’re still far short of the amount you need for the traditionally advised 20% down payment on a new house to avoid paying private mortgage insurance. When saving up for a new home, especially your first, it…
The Women Who Money Team uses different cashback and coupon sites, along with a variety of apps to save money when we shop in-store and online. This review is on the cashback and coupon site BeFrugal. It was written by Vicki, co-founder of Women Who…
![Home DIY Projects You Can Tackle [and when not too]](https://womenwhomoney.com/wp-content/uploads/2018/07/home-diy-projects-1-768x403.jpg)
If you’re thinking about a home project or renovation, you’ve probably thought about doing it yourself. All the popular home DIY shows make it look easy and even fun! It’s only human to want to save money, learn new skills, tap into your creativity and…
A big struggle many people face while traveling is eating healthy foods. While enjoying delicious tasting food is often a big part of vacations, it’s wise to choose the healthiest food options available for on-the-go eating during travel times. You want to feel good and…
You’ve probably seen pictures of people lounging in over-the-water bungalows sipping tropical drinks while claiming they’re traveling to expensive vacation destinations for little to no money. At first, you might’ve thought it was a scam. Then you heard about using credit cards to do something…
When you scroll through social media during the summer or the holidays, you’ll probably see pictures of your friends or extended family enjoying a vacation. Whether they’re lounging on the beach at an all-inclusive resort, kissing in front of the Eiffel Tower, or smiling while…
If you have a child in daycare or if you’ve started researching the cost of it, you’ve probably experienced some stress in finding affordable quality childcare. Childcare costs depend on many factors, and even though there are things you can do to save money, working…
Many people think in order to own a home, they need to only budget for the down payment, taxes, and insurance, and they’re done with major expenses. However, the costs of homeownership don’t stop with the expenses necessary to purchase the home. Just as a…
You’ve probably heard the mantra “hope for the best, prepare for the worst.” This is true when it comes to having an emergency fund. As much as we can hope for the best, we are going to face emergencies from time to time. This makes…
As women, we know children are a blessing. We relished the anticipation of all the cooing and codling of our sweet new bundle of joy. We tried not to stress about the exorbitant costs associated with hiring someone to care for him or her once…
Do you ever feel defeated when it comes to saving money? You want to save, but find yourself waiting for the next payday so you can cover monthly expenses. Are you tired of living paycheck to paycheck? The Paycheck – Spending Cycle According to a…
You’ve probably heard buying a car versus leasing one will save you money every time. And if you run the numbers, that might be true. But over the last few years, almost one-third of all new car owners leased rather than bought. If it isn’t…
It’s no secret people have to eat. It’s also no secret Americans spend a lot of money on doing so. The United States Department of Agriculture estimates a thrifty budget for a family of four would be about $591 a month, and a liberal plan…
Every month you look at your cell phone bill and ask yourself – Is it really worth the money? You know it’s crazy, but month after month, you just keep paying the bill. And it can add up to thousands of dollars by the end…