Personal finance articles on all things insurance related.
Homeowners insurance is designed to protect you against the high cost of property damage. But just because you have home insurance doesn’t mean you have protection from all disasters and mishaps. For example, most homeowners insurance doesn’t cover flooding. Yet flood damage in the U.S….
One of the biggest concerns those self-employed, unemployed, or early retired have is how to pay for healthcare. According to EHealth, the average non-subsidized healthcare plan for a family of four was $1437 per month in 2020. And that is just the cost of premiums!…
![Why You Need a Home Inventory [+ how to create one]](https://womenwhomoney.com/wp-content/uploads/2020/11/colored-drawing-of-a-houses-inventory-768x403.jpg)
Each year, one of every 20 households file insurance claims due to theft, fire, wind, and water damage. In 2019, losses from natural disasters topped $25 billion, and 2020 is shaping up to outpace that number. It’s not something anyone likes to think about, but…
It seems like just yesterday your teenager was in a children’s car seat. But now your teen is ready to borrow the keys. You might have mixed emotions about them getting behind the wheel. But you’re definitely concerned about the cost of adding your teen…
During health plan or open enrollment time, your place of employment probably looks like many others. There are lots of “water cooler” conversations about different plans, past experiences, deductibles, and copays. Health savings accounts or HSAs are drawing your attention, and you want to learn…
When you’re working on getting your financial house in order, it can be overwhelming to consider all the different insurance products you can (and sometimes are required to) purchase. To protect your financial future there’s insurance for your: Health Life Disability Vehicle Home Cell phone…
![Why Women Need Life Insurance [and how much to get]](https://womenwhomoney.com/wp-content/uploads/2019/07/why-do-women-need-life-insurance-1-768x403.jpg)
If you have a love-hate relationship with insurance, you’re not alone. You love the peace of mind and protection insurance provides but hate seeing premium payments leave your bank account. Buying health, auto, disability, or homeowners/renter’s insurance helps protect you from being financially devastated by…
In the past decade, technology solutions helping consumers save money have expanded into numerous industries, including cars, homes, and health insurance. Many Americans now demand tech-based ways to reduce costs, and they’re willing to switch companies to get them. As a response, insurance companies are…
It feels like there’s an insurance product for just about every element of the human experience. After all, you can insure your health, your home, your car, your ability to work, and even your life. While some coverage is compulsory, at the end of the…
The biggest purchase of your life is your house. Whether you’re preparing to close on a house or looking at a renewal bill for your current home’s insurance, you might have questions about homeowners insurance coverage and its cost. Frequently asked home insurance policy questions…
It’s that time of year again. You’re getting emails from human resources talking about the upcoming Open Enrollment period. There are copies of different insurance plans and their costs available for review. You also hear people discussing their current health insurance plans and how they…
If you drive an older vehicle, you’ve probably wondered what insurance you really need and how you can save money on it. You don’t want to spend more than you need to when insuring an older car. At the same time, you want to make…
You finally decided to start freelancing or start your own business. You know there’s a lot to consider when launching your gig. You’ve already chosen the right business structure, registered your business, opened a business bank account, got business cards printed, and built a business…
Once you’ve decided renting is the best decision for you, and after you’ve paid a security deposit and the first month’s rent – along with all of the other costs related to moving – you might question if you need renters insurance. Though the numbers…
You’re busy researching your next big vacation. As you look at all your options, you notice suggestions to buy travel insurance on most trip summary pages. While you’ve never bought travel insurance in the past, when you consider what you are going to spend on…
You work hard to ensure you’re covering all your financial bases. Homeowner insurance – check. Car insurance – check. Health insurance – check. And now someone is telling you your umbrella has to be insured? Despite the odd name, umbrella insurance covers more than the…
Insurance is one of those bills you pay that can seem like a waste. Until you need it! If you have a car, you probably have auto insurance, as most states require it. But do you know what your car insurance covers? Do you understand…
We get it. Life insurance is not a fun topic. The thought of it might make your eyelids heavy or evoke a bit of panic, but it’s a necessary component of a fiscally sound household. Think you don’t need it because you’re young and single?…
Getting really sick or hurt while uninsured is a concern for millions of people. Going without health insurance coverage (even for a short period of time) puts you at serious financial risk. Should you get sick or injured and need to see a doctor, receive…
Own a car and you probably insure it because you know it’s important. It’s so important most states require it by law. A 2016 Insurance Information Institute poll found 95 percent of homeowners held insurance and 41% of renters carried insurance too. We understand how…